The American Airlines credit cards with travel insurance are the AAdvantage Aviator Red and Aviator Silver cards. The types of travel insurance offered include travel accident insurance, baggage delay insurance, trip cancellation and interruption protection, and car rental insurance.
Aviator Red and Silver weren’t always the only two American Airlines credit cards with travel insurance. These two cards are issued by Barclays, which is one of two banks, along with Citibank, that issue American Airlines AAdvantage cards. Citibank dropped a number of benefits, including travel insurance, from all of its American Airlines credit cards in 2019. Depending on the card, those benefits included travel accident insurance, baggage insurance, trip cancellation/interruption protection and more.
The best American Airlines credit card benefits are bonus miles on American Airlines flights, savings on in-flight purchases, free checked bags, preferred boarding, and even airport lounge access on some cards. The long list of AAdvantage credit card benefits also includes more traditional perks like rental car insurance, travel accident insurance and purchase protection.… read full answer
All American Airlines credit cards except for the AAdvantage Aviator card charge annual fees, ranging from $49 to $450. So it’s a good idea to milk your card for all the benefits you can get.
Best American Airlines Credit Card Benefits
Bonus miles on American Airlines flights
Most AAdvantage credit cards give 2 miles per $1 on American Airlines purchases. The AAdvantage Aviator card gives 1 per $1.
You may be able to get a lump sum of miles for spending a certain amount of money in the first few months your card is open. The best bonus right now is 60,000 miles, which you can get from the AAdvantage Aviator Red card after making your first purchase and paying the annual fee.
Free checked bags
All but two American Airlines credit cards give you a free checked bag on American Airlines flights. Some even give a free checked bag to 4-8 of your travel companions. The two cards without free checked bags are the AAdvantage Aviator card and the AAdvantage Aviator Blue card.
All American Airlines credit cards provide preferred boarding on American Airlines flights, except the AAdvantage Aviator card and the AAdvantage Aviator Blue card.
In-flight purchase savings
You can get 25% off American Airlines in-flight food and beverage purchases with any American Airlines credit card.
The Citi/AAdvantage Executive Card offers a complimentary Admirals Club membership for you and your authorized users. You can also bring your spouse, children or up to two other guests.
Rental car insurance
All American Airlines cards cover you against collision damage and theft, up to the cash value of most rental cars.
Travel accident insurance
Reimburses you when you or your family die or are seriously injured by a travel provider. The Citi/AAdvantage Platinum Select Card, CitiBusiness/AAdvantage Platinum Select Card, AAdvantage Aviator Red Card and AAdvantage Gold Card (discontinued) have this benefit.
Trip interruption/cancellation insurance
Pays out when a situation out of your control (e.g. severe weather, sickness) causes the cancellation or early end of your trip. The Citi/AAdvantage Platinum Select Card, CitiBusiness/AAdvantage Platinum Select Card, AAdvantage Aviator Red Card and AAdvantage Gold Card (discontinued) have this benefit.
Baggage loss insurance
Reimburses you when your bags and their contents are lost or damaged by a travel provider. The Citi/AAdvantage Platinum Select Card, CitiBusiness/AAdvantage Platinum Select Card, AAdvantage Aviator Red Card and AAdvantage Gold Card (discontinued) have this benefit.
Insures items you buy with your card against damage or theft for 90 days after purchase. The Citi/AAdvantage Platinum Select Card, CitiBusiness/AAdvantage Platinum Select Card, AAdvantage Aviator Red Card and AAdvantage Gold Card (discontinued) have this benefit.
Reimburses you for the difference between the price you paid for an item and a lower sale price you find within 120 days. The Citi/AAdvantage Platinum Select Card, CitiBusiness/AAdvantage Platinum Select Card, AAdvantage Aviator Red Card and AAdvantage Gold Card (discontinued) have this benefit.
There are tons of American Airlines credit card benefits. But some cards provide a lot more than others. If you’re looking for the most benefits at the lowest price, consider the AAdvantage Aviator Red Card. It offers every major benefit (except for lounge access) and charges a $95 annual fee.
It’s also good to note that you can also get some of these benefits without a credit card – just by joining the AAdvantage loyalty program. Basic members only get priority status on waitlists. But Gold members, who have either flown 30 qualifying segments or earned 25,000 qualifying miles in a calendar year, are able to get the priority boarding and free checked bag benefits. You also can get complimentary flight upgrades and discounted Admirals club memberships, among other things.
The value of American Airlines miles is 1.29 cents per mile, on average. That means 10,000 American Airlines miles have a value of roughly $129. American Airlines miles have about the same value as the average airline miles, which are worth almost 1.3 cents each, as a result.
It`s important to remember that the value of American Airlines miles depends on how they are redeemed. They have the most value when used for AAdvantage flights. In addition, one of the best ways to increase the number of American Airlines miles that you earn is to apply for an … read full answerAmerican Airlines credit card.
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