How much is the American Eagle Outfitters Credit Card late fee? This question is about the American Eagle Outfitters (AEO) Credit Card

How much is the American Eagle Outfitters Credit Card late fee?

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This question is about the American Eagle Outfitters (AEO) Credit Card

Jason Miles, Wallethub Credit Card Consultant

@jasonmiles42 • 09/20/21 This answer was first published on 09/20/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The American Eagle Outfitters (AEO) Credit Card late fee is up to $41, which applies when cardholders don%t make the minimum payment by the due date. The late fee for the American Eagle Outfitters (AEO) Credit Card can never exceed the minimum payment amount, though, thanks to the CARD Act of 2009.

Here’s how to avoid paying a American Eagle Outfitters (AEO) Credit Card late fee:

If you accidentally make less than the required minimum payment or you miss your American Eagle Outfitters (AEO) Credit Card due date entirely, you can always ask customer service to waive the late fee by calling (800) 843-0875. This is much more likely to work if you have a great payment history with Synchrony Bank (the issuer), but even if not, there’s no harm in asking.

To avoid getting hit with late fees in the future, make sure to pay at least your minimum required payment each month. The best way to ensure that you never miss a payment is by setting up autopay.

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How can I pay my American Eagle Outfitters (AEO) Credit Card?

The easiest way you can pay your American Eagle Outfitters (AEO) Credit Card is online. Alternatively, you can make a payment over the phone at (866) 913-6765 or by mail. The same payment methods apply to the American Eagle Outfitters (AEO) Store Card, too. American Eagle Outfitters (AEO) Credit Card also allows cardholders to set up automatic payments.

Ways to Make an American Eagle Outfitters (AEO) Credit Card Payment

... read full answerOnline: Log in to your online account and click on "Make a Payment." Then, choose how much to pay, when to pay it, and where the payment is coming from.

You can also pay as a guest, without logging in on the American Eagle Outfitters (AEO) Credit Card dedicated web page.

Over the phone: For the American Eagle Outfitters (AEO) Credit Card (the Visa version), call (866) 913-6765, enter your card information and say "Make a payment" when prompted.

By mail: Send a check or money order (but not cash) to:

AE or Aerie Real Rewards Visa
PO Box 960013
Orlando, FL 32896-0013

For American Eagle Outfitters (AEO) Store Card payments, send your check to:

AE or Aerie Real Rewards Store Card
PO Box 530942
Atlanta, GA 30353-0942

If you choose to make a payment via mail, make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too.

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How much is the AEO Credit Card minimum payment?

The American Eagle Outfitters (AEO) Credit Card minimum payment is $29 or 1% of the statement balance, plus fees, past-due amounts, and interest – whichever is higher. If the statement balance is less than $29, the American Eagle Outfitters (AEO) Credit Card minimum payment will be equal to the balance.

Keep in mind that if you have failed to pay the total minimum payment due in at least one of the previous six billing cycles, your minimum payment will be $40. In addition, when you miss a payment, Synchrony Bank (the issuer) may also add a late fee to your minimum payment.... read full answer

The minimum payment is the smallest amount you’re obligated to pay by the due date for your American Eagle Outfitters (AEO) Credit Card account to be in good standing. Failure to pay by the due date may result in a late fee. Your credit score will also take a hit if you miss multiple minimum payments.

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