Hector Molina, WalletHub Analyst
@hectormolina
No, there aren’t any American Express balance transfer deals for existing customers at the moment, at least not on a card that you currently have. Once your Amex card’s balance transfer offer runs out, there’s no way to get another promotional APR on the same card. You can still transfer a balance to that card at any time, but you’ll have to do so at the card’s regular APR.
How to check if your Amex card is eligible for balance transfer offers:
- Go to the Account Services menu from your online account.
- Find the "Card Management" tab.
- Click on "Transfer Balances".
- If you applied for the card recently and there’s still a balance transfer offer available, click the corresponding link.
- Enter the account number(s) for your other creditor(s) and the amount you want to transfer, along with the name and address associated with the account(s).
- Confirm and submit the request.
Even if your current Amex card does not include a balance transfer offer, you can still apply for a new American Express credit card that offers balance transfer deals.
Best American Express Balance Transfer Cards:
- Rates & FeesTerms ApplyOverall: Blue Cash Everyday® Card from American ExpressBlue Cash Everyday® Card from American ExpressLearn MoreLearn Moreon issuer's website
- No Annual Fee: The Amex EveryDay® Credit Card from American ExpressThe Amex EveryDay® Credit Card from American ExpressLearn MoreLearn More
- Ongoing Rewards: Amex EveryDay® Preferred Credit CardAmex EveryDay® Preferred Credit CardLearn MoreLearn More
- Rates & FeesTerms ApplyCash Back: Blue Cash Preferred® Card from American ExpressBlue Cash Preferred® Card from American ExpressLearn MoreLearn Moreon issuer's website
Keep in mind that you can’t transfer a balance from one American Express card to another. Also, you can only transfer balances from credit cards, not from loans or other types of debt.
Best American Express Balance Transfer Cards
Compare CardsPeople also ask
How can I get American Express balance transfer checks?
The Amex EveryDay card does not offer balance transfer checks, but you can initiate a balance transfer from your online account or by calling the number on the back of your card.
It can take up to 10 days for balance transfers to be processed, but there's no guarantee yours will be handled in that timeframe. If the creditor you're transferring debt from needs to be paid by check rather than electronically, your request...
read full answerHow do you do a balance transfer with Amex?
To do a balance transfer with an American Express card, new applicants can just complete the balance transfer portion of the card application. American Express balance transfers usually take up to six weeks to process. Please note that, at the moment, only a few American Express cards offer balance transfers from other issuers’ accounts.
For a look at some of the top balance transfer cards on the market, check out WalletHub’s Best Balance Transfer Credit Cards page.
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read full answerCan I transfer my American Express balance to another card?
Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. Make sure you pick a card that accepts balance transfers and has advantageous rates. Essentially, you want to look for a 0% intro balance transfer card and pay off your balance before the introductory period is over.
Here are some of the best balance transfer credit cards:
- Overall U.S. Bank Visa® Platinum CardU.S. Bank Visa® Platinum CardLearn MoreLearn More
- No balance transfer fee: Union Bank® Platinum™ Credit CardUnion Bank® Platinum™ Credit CardLearn MoreLearn More
- Long 0% intro period: Citi® Diamond Preferred® CardCiti® Diamond Preferred® CardLearn MoreLearn Moreon issuer's website
- Rates & FeesBalance transfers & rewards: Citi® Double Cash Card – 18 month BT offerCiti® Double Cash Card – 18 month BT offerLearn MoreLearn Moreon issuer's website
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