How much is the American Express Black Card credit limit?

The American Express Black Card’s requirements are rumored to include being an Amex cardholder for at least a year, spending over $100,000 annually on American Express credit cards, and annual income of at least $1 million. You’ll probably need to have an excellent credit score, too. To be clear, these things only get you an invitation to apply for the card. So that's just the bare minimum needed. There is a steep "initiation fee" of $10,000 and an annual fee of $5000.… read full answer

Amex doesn't publicize many details about its Black Card (also known as the American Express Centurion Card), so it's hard to say exactly what the approval requirements are. But recently, Amex added an invitation request form to the website, so if you want to get on Amex’s Black Card radar, fill out the form here.

You won’t know your American Express credit limit until you’re approved for an account. American Express does not disclose a minimum credit limit in their cards’ terms and conditions, unlike some other major issuers. All Amex says is that your credit limit depends on your credit history, debt level, income, and payment history on other American Express cards. … read full answer

One way to estimate what credit limit you might get on an American Express card is to read customer reviews of the card. People will often post what limit they received, sometimes with their credit score and income. On Amex cards for good credit, people seem to report starting with limits of $1,000-$5,000 most often. But you should take any of these numbers with a grain of salt. Just because someone with a similar credit score or income got a certain limit, it doesn’t mean you will too.

The best high end credit card is the Amex Platinum card because it offers a $200 annual airline fee credit, a $200 annual Uber credit, a $100 annual Saks Fifth Avenue Credit and free access to 7 major airport lounges. On top of that, new cardholders get 60,000 bonus points for spending $5,000 in the first 3 months. Amex Platinum also provides 5 points per $1 spent on select travel. And it has a high end price, with a $550 annual fee.… read full answer

Another good high end credit card is Chase Sapphire Reserve because it offers a $300 annual travel credit and free access to the Priority Pass airport lounge network. Plus, it gives 50,000 initial bonus points for spending $4,000 in the first 3 months. This bonus is worth $750 when redeemed for travel through Chase Ultimate Rewards. Sapphire Reserve also offers 3 points per $1 spent on travel and dining purchases. And there are plenty of other high end cards on the market, like the U.S. Bank Altitude Reserve Visa Infinite card and the UBS Visa Infinite card.

High end credit cards aren’t necessarily the most exclusive credit cards, but a stellar credit profile is required to be in the running to get one. Those who qualify will have a card with credit limits, benefits, and rewards far above and beyond those offered by a regular, every day credit card.

5 Highest End Credit Cards Right Now:

• American Express Platinum. $550 annual fee. $200 annual air fee credit. $200 annual Uber credit. $100 annual Saks Fifth Avenue credit. Free access to 7 major airport lounges. 60,000 bonus points for spending $5,000 in the first 3 months. Up to 5 points per $1 spent. Good credit required.
• Chase Sapphire Reserve. $550 annual fee. $300 annual travel credit. Free access to over 1,000 Priority Pass airport lounges worldwide. 50,000 bonus points for spending $4,000 in the first 3 months. 3 points per $1 spent on travel and dining and 1.5 on all other purchases. Excellent credit required.
• Chase Ink Business Preferred. $95 annual fee. Free employee cards. 80,000 bonus points for spending $5,000 in the first 3 months. 3 points per $1 spent on travel and select business categories, up to $150,000 annually. 1 per $1 on all other purchases. Good credit required.
• UBS Visa Infinite Credit Card. $495 annual fee. Free access to over 1,000 Priority Pass airport lounges worldwide. $500 total credit for access to any other airport lounge. $700 total credit at Villas of Distinction hotels. $250 annual air travel credit. 3 points per $1 spent on travel, 2 on gas and groceries and 1 on everything else. Excellent credit required.
• U.S. Bank Altitude Reserve Visa Infinite card. $495 annual fee. $325 annual travel credit. 12-month Priority Pass Select lounge membership. 12 complimentary Gogo inflight Wi-Fi passes per year. 50,000 bonus points for spending $4,500 in the first 90 days. 3 points per $1 spent on travel and mobile wallet purchases and 1 on everything else. Excellent credit required.

The best high end credit cards offer much more than lucrative bonuses and generous rewards. High end credit cards tend to boast an array of valuable perks. You’ll typically have a whole host of benefits at your disposal including things like travel insurance, complimentary airport lounge access, purchase and price protection, extended warranties and more.