Yes, the American Express Blue Business Plus Card has an introductory purchase APR of 0% for 12 months after account opening. Once this intro period expires, any remaining balance on the American Express Blue Business Plus Card will be subject to the regular APR of 14.74% - 22.74% (V).
It’s important to remember that even though you don’t pay interest during 0% APR periods, you still must make timely minimum payments each month. You should also consider paying more than the minimum, since you’ll want to pay off the credit card balance before the regular APR kicks in. For help planning your payments, try out WalletHub’s Credit Card Calculator.
The Blue Business® Plus Credit Card from American Express
American Express Cash Magnet® Card: 0% for 15 months on purchases, followed by a 15.49% - 25.49% (V) regular APR. All information about the American Express Cash Magnet® Card has been collected independently by WalletHub. The American Express Cash Magnet® Card is no longer available to new applicants through WalletHub, but may be available on the American Express website.
Currently, there are no Amex credit cards that offer an interest-free period for balance transfers.
You should also know that some Amex cards generally don’t have interest because they usually require to be paid in full each month. However, even these cards let cardholders carry certain balances of $100+ and charge interest on those balances. Eligible charges are included in a different balance, up to a limit.
Finally, keep in mind that on all credit cards, interest only applies if you carry a balance between months. So if you always pay off your purchases in full by the due date, you’ll never owe interest on them.
There is no way to know how high American Express credit limits are. You won’t know your American Express credit limit until you’re approved for an account. American Express does not disclose a minimum credit limit in their cards’ terms and conditions, unlike some other major issuers. All Amex says is that your credit limit depends on your credit history, debt level, income, and payment history on other American Express cards.… read full answer
One way to estimate what credit limit you might get on an American Express card is to read customer reviews of the card. People will often post what limit they received, sometimes with their credit score and income. But you should take any of these numbers with a grain of salt. Just because someone with a similar credit score or income got a certain limit, it doesn’t mean you will, too.
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