How do I activate my American Express Blue Business Plus card?

Yes, the American Express Blue Business Plus Card has an introductory purchase APR of 0% for 12 months after account opening. Once this intro period expires, any remaining balance on the American Express Blue Business Plus Card will be subject to the regular APR of 17.74% - 25.74% (V).

It’s important to remember that even though you don’t pay interest during 0% APR periods, you still must make timely minimum payments each month. You should also consider paying more than the minimum, since you’ll want to pay off the credit card balance before the regular APR kicks in. For help planning your payments, try out WalletHub’s ... read full answerCredit Card Calculator.

The Blue Business® Plus Credit Card from American Express interest rate is 17.74% - 25.74% (V), with the actual rate depending on factors such as your income, credit history and existing debt. The American Express Blue Business Plus card also offers new cardholders an introductory interest rate of 0% for 12 months on purchases. After the card’s intro rate expires, the regular interest rate applies to any remaining balance. The regular American Express Blue Business Plus card interest rate is variable, meaning it can change based on certain economic conditions.... read full answer

American Express Blue Business Plus gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your American Express Blue Business Plus card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.

In addition to the regular interest rate, American Express Blue Business Plus also charges a penalty rate for late payments. All American Express Blue Business Plus card interest rates will be listed on your statement and on your online account summary.

Unfortunately most issuers won't disclose their credit card activation time limit. But a fair assumption, based on what most cardholders report, is between 60 and 90 days.
Nevertheless, your card will appear on your credit report even if you don't activate it. That won't drastically affect your credit score. But it will improve your credit utilization ration ratio, even if you never activate the card.... read full answer