The American Express Blue Business Plus card does not have a balance transfer fee. The reason the American Express Blue Business Plus card has no transfer fee is that it does not allow balance transfers at all, and that means you’ll need to look for another credit card to help reduce the cost of existing debt.
The American Express Blue Business Plus 20k point bonus was a temporary offer that has since expired. The deal was 20,000 points for spending $5,000 during your first three months of card membership. The card now offers 15,000 points for spending $3,000 in the first 3 months.
Here’s what you get instead of the American Express Blue Business Plus 20k bonus offer:
15,000 points for spending $3,000 in the first 3 months
$0 annual fee
Intro APR of 0% for 12 months on purchases (15.49% - 23.49% (V) regular APR)… read full answer
You can’t get the American Express Blue Business Plus 20k point offer anymore, but you earn 15,000 points. Plus, this card offers flexible, steady points earning with a $0 annual fee. So, if you want a low-key, no-cost rewards card, this might be a good fit for you. The 0% intro rate could also help you save on big purchases, but remember not to carry a balance past 12 months.
Yes, the American Express Blue Business Plus Card has an introductory purchase APR of 0% for 12 months after account opening. Once this intro period expires, any remaining balance on the American Express Blue Business Plus Card will be subject to the regular APR of 15.49% - 23.49% (V).
It’s important to remember that even though you don’t pay interest during 0% APR periods, you still must make timely minimum payments each month. You should also consider paying more than the minimum, since you’ll want to pay off the credit card balance before the regular APR kicks in. For help planning your payments, try out WalletHub’s … read full answerCredit Card Calculator.
The Blue Business® Plus Credit Card from American Express interest rate is 15.49% - 23.49% (V), with the actual rate depending on factors such as your income, credit history and existing debt. The American Express Blue Business Plus card also offers new cardholders an introductory interest rate of 0% for 12 months on purchases. After the card’s intro rate expires, the regular interest rate applies to any remaining balance. The regular American Express Blue Business Plus card interest rate is variable, meaning it can change based on certain economic conditions.… read full answer
American Express Blue Business Plus gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your American Express Blue Business Plus card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.
In addition to the regular interest rate, American Express Blue Business Plus also charges a penalty rate for late payments. All American Express Blue Business Plus card interest rates will be listed on your statement and on your online account summary.
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