The Blue Business® Plus Credit Card from American Express does not have a cash advance fee because the card does not allow cash advances. The American Express Blue Business Plus card can only be used for purchases. On the other hand, the American Express Blue Business Plus card can be used for purchases wherever cards on the American Express network are accepted.
The Blue Business® Plus Credit Card from American Express
You can get an American Express cash advance at participating ATMs, up to the card's available cash advance limit. To start, call American Express customer service at (800) 227-4669 to request a cash advance PIN. Once you have your PIN, simply insert the card into a participating ATM, type in your PIN, and select “Cash Advance.” Then enter the amount of cash you want to withdraw.… read full answer
There may be other ways to get a cash advance from your American Express card, as well. For instance, you could write out an American Express cash advance check and use it like a regular bank check.
It’s important to take fees and interest into account before you get an Amex cash advance. The American Express cash advance fee will likely be 5% (min $10) of the transaction, whichever is greater. In addition to that, interest on the cash advance will begin accruing immediately, and it’s usually at least a 25% APR. There may also be ATM-owner fees, depending on where you withdraw money from. So it's best to avoid cash advances.
Try looking into alternatives, such as borrowing money from friends and family or a personal loan. If you have good credit, getting a personal loan may be cheaper than taking out a cash advance.
The American Express cash advance fee is 5% (min $10) per transaction, whichever is higher. A cash advance fee is a fee charged when using an American Express credit card for cash withdrawals at an ATM.
Bear in mind that when you do a cash advance, you will incur other costs in addition to the American Express cash advance fee. There’s a separate cash advance APR that applies immediately after you complete the transaction. The ATM owner may also impose additional charges.… read full answer
You can reach American Express credit card customer service through the "Chat" function in your online account, or by calling (877) 383-4802. The phone line is available 24/7 and serves existing cardholders. To activate the online chat function and reach an Amex customer service representative, simply log in to your American Express account and click the blue "Chat" box in the bottom right corner. You can also reach American Express credit card customer service by mail.… read full answer
Here's how to contact American Express credit card customer service:
Online:Log in to your online account and click the blue "Chat" box in the bottom right corner to get connected with a customer service representative.
By phone: Cardholders can call the number on the back of their cards or (877) 383-4802 to get help with their existing accounts. The line is open 24/7. If you'd like to inquire about a card or apply for one, simply call (888) 297-1244. The line is open from 6 a.m. to 2 a.m. ET, 7 days a week.
By mail: Send your general inquiries to the American Express customer service at the following address: American Express O. Box 981535 El Paso, TX 79998-1535
Keep in mind that you can also manage your American Express credit card by logging in to your online account, where you can view your balance, access statements, make payments and more.
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