The best Amex Blue Cash Everyday benefits are rental car insurance and purchase protection. The Blue Cash Everyday® Card from American Express card also has lowest hotel rates guarantee and instant card numbers, which are more common perks across American Express cards.
Amex Blue Cash Everyday Card Benefits
Rental car insurance
Lowest hotel rates guarantee
Instant card numbers
Global Assist (an emergency card assistance hotline)
Along with these benefits, the Amex Blue Cash Everyday card has a $0 annual fee and gives rewards on all purchases. As long as you have good credit, the Blue Cash Everyday® Card from American Express is certainly a card to consider adding to your wallet.
Yes, the Blue Cash Everyday® Card from American Express is a good choice for people with 700+ credit scores who want bonus rewards on groceries, gas, and select department store purchases. The Amex Blue Cash Everyday card earns 3% cash back at U.S. supermarkets (up to $6,000 spent per year), 2% back at U.S. gas stations and select U.S. department stores, and 1% back on all other purchases, earned as statement credits. And it comes with a $0 annual fee.… read full answer
This card also offers an initial bonus of $200 statement credit for spending $2,000 in the first 6 months. It gives an introductory APR of 0% for 15 months on new purchases, too. The card’s regular APR is 13.99% - 23.99% (V).
Just keep in mind that the American Express Blue Cash Everyday card requires good credit for approval. It also has a 2.7% foreign transaction fee, which means that it’s not a great card to use abroad or with international merchants. But for grocery and gas purchases in the United States, Amex Blue Cash Everyday is a very good card to have.
Blue Cash Everyday travel insurance offers both car rental insurance and a 24/7 Global Assist Hotline that provides specific emergency services when traveling more than 100 miles from home. Blue Cash Everyday no longer has travel accident insurance, as American Express dropped the benefit from most of its cards as of January 2020.… read full answer
Amex Blue Cash Everyday rental car insurance covers eligible vehicles up to $50,000 for up to 30 consecutive days against damages resulting from theft or collision. For coverage to apply, you must charge the entire rental to your Amex Blue Cash Everyday card and decline the rental car agency’s car rental insurance. The card provides secondary coverage and does not include liability coverage. Please keep in mind that not all vehicle types or rentals are covered and geographic restrictions also apply. The Global Assist Hotline (1-800-333-2639) offers services such as legal and medical referrals, passport replacement and lost luggage assistance at no cost. However, you are responsible for charges from any third-party service providers.
Benefits disclosure: Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc. Insurance is underwritten by AMEX Assurance Company.
The Amex Blue Cash Everyday credit score requirement is 700 or better. That means applicants for the Amex Blue Cash Everyday need good credit or better to be approved.
But your credit score is only one of the factors considered when you apply. American Express will also consider your income, existing debts, number of recently opened accounts and other things. Make sure you are aware of what American Express looks for before applying.… read full answer
Amex Blue Cash Everyday Credit Score Info
The Amex Blue Cash Everyday credit score requirement is 700, at a minimum. That means you’ll need at least good credit for approval.
Other requirements for the Amex Blue Cash Everyday include a steady income and a Social Security Number, ITIN or passport (Amex can access your credit reports from select countries so you don’t necessarily need a credit history in the U.S.). American Express will also look at your expenses, existing debt, credit history and recent credit inquiries.
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