How does the Blue Cash Everyday extended warranty work?

Discover’s extended warranty benefit was discontinued on February 28, 2018, along with several other secondary benefits. Discover cards no longer have extended warranties, purchase protection, travel accident insurance, return protection or rental car insurance. Discover is the only major credit card company to lack all of those perks. And it’s currently the only one without an extended warranty plan.… read full answer

Purchases made prior to 2/28/18 are still covered by the old Discover extended warranty program, which added one year to the existing manufacturer warranty on eligible products. To file a claim, call 1 (800) 347-0213.

The best remaining Discover card benefits are no annual fees and no foreign transaction fees on any of their cards. Discover also allows you to freeze your account on demand, which prevents new charges from being placed on the card if it’s been lost or stolen. Discover also has a “Cashback Match” feature where they will match all of the rewards you earn in your first year.

Finally, if you want a credit card with a great extended warranty benefit more than you want a Discover card, consider Chase Sapphire Reserve and Blue Cash Everyday from American Express. They have top notch rewards and really know how to extend a warranty.

The Visa credit card extended warranty adds one year to eligible items with a U.S. manufacturer warranty of three years or less. You’re covered for the original price of the item, up to $10,000 per claim and $50,000 per cardholder. If you purchased the item in full with a valid Visa Signature or Visa Infinite card, you are eligible for this benefit.… read full answer

Some of the best cards in the Signature lineup include the Capital One Venture, Quicksilver, and Spark Cash Business cards; and the USAA Rewards and Preferred Cash Rewards Signature cards. The Chase Sapphire Reserve and The Ritz-Carlton Rewards Credit Card are among the top Infinite cards.

Basically, you’ll either go online or call 1 (800) 551-8472 to file your claim. You must file within 60 days from when your item fails, or your claim may be denied. Send receipts, warranty documentation, and an item description and serial number within 90 days.

A Benefit Administrator will decide to replace or repair your item. If they go the repair route, they will refer you to an authorized repair facility. They will pay the repair facility directly, or you can pay the facility for the repair and file a claim for reimbursement.

If all goes as planned, you’ll be reimbursed within five business days of receipt of all required documents. You’ll be reimbursed for no more than the original purchase price of the item. The reimbursement is less any shipping and handling fees for replaced or repaired items.

All is not covered under Visa’s Extended Warranty Protection, however. Items not covered include cars, boats, aircraft and other motorized vehicles. Real estate, resale or used items, and computer software are also not covered.

The Visa credit card extended warranty offers a second benefit known as Warranty Registration. You’ll register your item by sending the Benefit Administrator your sales receipt(s) and warranty information. When you file a claim, you won’t have to waste any time searching for those documents, as they will already be on file with the Benefit Administrator.