You can get an American Express Blue Cash Preferred at any ATM that accepts American Express cards. You will need your Blue Cash Preferred card and the 4-digit PIN you received when you opened the account. If you need a new PIN, call customer service at 1 (800) 227-4669 to request a new one.
Unless you need emergency cash as a last resort, you should avoid taking out an American Express Blue Cash Preferred cash advance, as it is a costly transaction. For starters, there’s a 5% (min $10) cash advance fee, along with any ATM charges. You’ll also be charged interest on a cash advance daily starting on the date you withdraw the cash. Blue Cash Preferred charges a cash advance APR of 25.24% (V). There’s no grace period on cash advances, so you’ll need to pay the entire cash advance balance, and any accrued interest, by the payment due date to avoid additional daily interest charges on the unpaid balance.
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