American Express Blue Cash Preferred travel benefits include rental car insurance and a Global Assist Hotline, which provides access to medical, legal, financial and emergency services while traveling. Blue Cash Preferred also offers bonus rewards on transit expenses: 3% cash back on taxis, trains, buses, rideshare, tolls, parking and more.
The number of Blue Cash Preferred travel benefits is relatively small because the card is focused on cash back for day-to-day purchases, rather than travel rewards. But you should still be familiar with the details.
Blue Cash Preferred rental car insurance provides up to $50,000 per rental when you rent a vehicle entirely using the Blue Cash Preferred card or the card’s rewards, and decline the rental agency’s own insurance. This benefit applies to rentals of up to 30 consecutive days, but there are certain vehicles and situations that are not covered, so be sure to read your card’s benefits guide.
The Global Assist Hotline gives you 24/7 support when you travel 100+ miles from home. For example, this hotline can help you get a medical referral, replace a passport, get assistance with missing baggage and more. To access the hotline, call 1-800-333-2639 in the U.S. and Canada or 1-715-343-7977 abroad. Calling the hotline is free, but any services provided may not be.
You should also note that American Express Blue Cash Preferred is not a great choice for travel outside of the U.S. because it has a 2.7% foreign transaction fee.
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