Syd Jones, WalletHub Credit Card Analyst
The American Express Blue Card credit limit is determined on a case-by-case basis and depends on the particularities of each applicant’s credit. Factors such as credit score, income, debt and payment history will be taken into consideration.
You will be assigned a credit limit upon approval for the American Express Blue Card. Unfortunately, there's no formula that can help you get a rough estimate before submitting an application.
Best thing you can do is check your credit score and make sure you qualify for the card. American Express Blue Card generally requires excellent credit or better (a credit score of 750+) for approval.
If you are unsatisfied with your starting credit limit, you can request an increase after your account has been open for 60 days. But keep in mind that requesting a credit limit increase results in a hard inquiry on your credit report, which can temporarily decrease your credit score. When calling the number on the back of your card to request a credit limit increase you will be informed of the type of inquiry on your credit report.
If you’re looking for a high credit line and aren’t tied to Amex as an issuer, feel free to also check out some of the best high limit credit cards.
People also ask
Did we answer your question?