How do I check my American Express Business Platinum Card balance?

No, the American Express Business Platinum card does not have an introductory purchase APR. If you’re planning on making a large upcoming purchase and you don’t anticipate paying off the balance for a few months, the American Express Business Platinum card is not a great credit card to use.

Alternatively, you can check out our editors’ latest picks for the ... read full answerbest 0% APR business credit cards of 2023. Just keep in mind that many cards with a 0% APR intro period for new purchases require good or excellent credit for approval. You can check your credit score for free on WalletHub to gauge your odds.

The Business Platinum Card® from American Express interest rate is 18.99% - 26.99% (V) on Pay Over Time balances, with the actual rate depending on factors such as your income, credit history and existing debt. Keep in mind that charges that aren't eligible for Pay Over Time will become part of your regular balance, which must be paid by the due date each month. The American Express Business Platinum card interest rate is variable, meaning it can change based on certain economic conditions.... read full answer

In addition to the regular interest rate, American Express Business Platinum card also charges a penalty rate for late payments. All American Express Business Platinum card card interest rates will be listed on your statement and on your online account summary.

The best American Express Business Platinum card benefits are return protection, purchase protection, and expansive travel insurance protections. The American Express Business Platinum card also has rental car insurance and extended warranty, which are more common perks across American Express credit cards. In addition to its many benefits, the American Express Business Platinum card also comes with a welcome offer of 120,000 points for spending $15,000 within 3 months. And there are extensive ongoing rewards consisting of 1 - 5 points per $1 spent on purchases.... read full answer

American Express Business Platinum card Benefits

• Rewards: 120,000 points for spending $15,000 within 3 months; 5 points per $1 spent on flights and prepaid hotels on amextravel.com, 1.5 points per $1 on U.S. construction material and hardware, U.S. electronic goods, U.S. shipping as well as on purchases of $5,000 or more (up to $2 million of these purchases per year combined), and 1 point per $1 on all other purchases
• Annual credits: Annual statement credits on select purchases, including Dell Technologies, Indeed, Adobe, and wireless telephone purchases.
• Return protection
• Purchase protection
• Rental car insurance
• Baggage insurance
• Trip delay insurance
• Trip cancellation and interruption insurance
• Extended warranty
• Cell phone protection

To view the full extent of your benefits, consult your American Express Business Platinum card guide to benefits. You can also visit Amex's retail and travel benefits web page where you can view specific policies for each benefit. Simply select "Eligible Cards" under the benefit, find your your American Express Business Platinum card in the list, and click "View Policy".

The American Express Business Platinum card has a $695 annual fee, but its rewards and benefits can offset this cost and bring added value. As long as you have good credit or better (a credit score of 700+), the American Express Business Platinum card is certainly a card to consider adding to your wallet.