Does American Express Business Platinum card have a 0% APR intro period for new purchases?

The American Express Business Platinum is worth it for frequent business travelers who like luxury and don't mind paying for it. It requires good or excellent credit for approval, has a $695 annual fee, and it offers:

• 120,000 points initial bonus for purchases of at least $15,000 in the first 3 months of account opening... read full answer
• 5 points/$1 spent on airfare and prepaid hotel reservations booked on AmexTravel.com
• 1 point/$1 spent on everything else
• Access to more than 1,000 airport lounges in over 120 countries
• Up to $200 in statement credits for incidental fees charged by your chosen airline/year
• Free TSA PreCheck or Global Entry
• Automatic Gold status in the Hilton and Marriott loyalty programs
• Up to $100 in statement credits for U.S. Dell purchases twice a year
• 0% foreign transaction fee

The Amex Business Platinum is a hybrid card, with a no pre-set spending limit. This means that your credit limit will constantly change based on your spending habits, payment and credit history or financial resources. Also, it won't allow you to carry a balance, you'll need to pay your bill in full at the end of each billing cycle.

The Amex charge cards you can get are the following:

• American Express® Green Card
• American Express® Gold Card
• The Platinum Card® from American Express
• Centurion® Card from American Express

The difference between a regular credit card and a charge card is that while a credit card allows you to carry a balance between months, with a charge card you must pay what you owe in full by the end of each month.... read full answer

It’s important to note that charge cards are actually a type of credit card – they are just unique ones. Charge cards also usually have no preset spending limits, which means that the cardholder’s credit limit will vary based on their financial status and spending habits.

The American Express interest rate is 17.74% (V) to 29.74% (V), depending on the card and on your overall creditworthiness. Some cards also offer a 0% introductory interest rate, lasting for a specified number of months. An American Express card with a 0% interest rate allows you to finance big-ticket purchases for several months without the costly interest charges.... read full answer

The Amex cards that offer 0% intro APRs include:

• Amex EveryDay: 0% for 15 months intro on purchases
• Amex Blue Cash Everyday: 0% for 15 months intro on purchases
• Amex Cash Magnet Card: 0% for 15 months intro on purchases
• Amex EveryDay Preferred: 0% for 12 months intro on purchases
• Blue Cash Preferred: 0% for 12 months intro on purchases

Business owners have two American Express introductory 0% interest rate credit cards at their disposal. Both American Express Blue Business Plus and Amex Blue Business Cash offer 0% for 12 months intro APR on purchases.

American Express interest rates by card:

• Amex EveryDay: 17.74% - 28.74% (V)
• Amex EveryDay Preferred: 17.74% - 27.74% (V)
• Amex Blue Cash Everyday: 18.74% - 29.74% (V)
• Amex Cash Magnet Card: 18.74% - 29.74% (V)
• Blue Cash Preferred: 18.74% - 29.74% (V)
• American Express Blue Business Plus: 17.99% - 25.99% (V)
• Amex Blue Business Cash: 17.99% - 25.99% (V)

You will need at least good credit to qualify for an American Express credit card with a 0% interest rate. American Express will also review your payment history, employment, income, your level of debt, and other factors. If you’re applying for a business credit card, your personal credit history will play a significant role in the evaluation process.