What is the American Express Business Platinum card interest rate? This question is about The Business Platinum Card® from American Express

What is the American Express Business Platinum card interest rate?

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This question is about The Business Platinum Card® from American Express

Maria Adams, Credit Cards Moderator

@m_adams • 08/02/22 This answer was first published on 12/15/21 and it was last updated on 08/02/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Business Platinum Card® from American Express interest rate is 19.24% - 27.24% (V) on Pay Over Time balances, with the actual rate depending on factors such as your income, credit history and existing debt. Keep in mind that charges that aren't eligible for Pay Over Time will become part of your regular balance, which must be paid by the due date each month. The American Express Business Platinum card interest rate is variable, meaning it can change based on certain economic conditions.

In addition to the regular interest rate, American Express Business Platinum card also charges a penalty rate for late payments. All American Express Business Platinum card card interest rates will be listed on your statement and on your online account summary.

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What's the American Express credit card interest rate?

The American Express interest rate is 17.99% (V) to 29.99% (V), depending on the card and on your overall creditworthiness. Some cards also offer a 0% introductory interest rate, lasting for a specified number of months. An American Express card with a 0% interest rate allows you to finance big-ticket purchases for several months without the costly interest charges.

The Amex cards that offer 0% intro APRs include:

Amex EveryDay: 0% for 15 months intro on purchases...

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What Amex charge cards can I get?

The Amex charge cards you can get are the following:

The difference between a regular credit card and a charge card is that while a credit card allows you to carry a balance between months, with a charge card you must pay what you owe in full by the end of each month.

It’s important to note that charge cards are actually a...

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What are my American Express approval odds?

American Express approval odds are best for people with at least good credit (700+). Cardholders should also have enough annual income to pay the card’s annual fee (if there is one) and the entire balance in full, when applicable. Minimal debt and steady employment are also important.

Before applying for an American Express card, consider checking for pre-qualification, to get a better sense of your approval odds. You can check if you’re pre-qualified online or over...

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