What are the top American Express Business Platinum travel benefits?

The top American Express Business Platinum card travel benefits include 5 points / $1 spent on flights and hotels booked through the Amex Travel site. You also get a 35% points bonus when you use points to pay for flights. Plus, you get access to airport lounges around the globe.

Those are the some of the most notable benefits, but since American Express Business Platinum card is built for frequent travelers, there are several more.… read full answer

Here are the top American Express Business Platinum card travel perks:

• Rewards: You earn 5 points per $1 spent on flights and prepaid hotels on amextravel.com, 1.5 points per $1 on U.S. construction material and hardware, U.S. electronic goods, U.S. shipping as well as on purchases of $5,000 or more (up to $2 million of these purchases per year combined), and 1 point per $1 on all other purchases. New card members get 120,000 points for spending $15,000 within 3 months.
• 35% airline bonus: When you use you points to book first class or business class flights at amextravel.com, you get 35% of them back. The limit is 1 million points refunded per year.
• Airport lounges: American Express Business Platinum card members get free entry to 1,300+ airport lounges all over the world.
• Trip cancellation and interruption insurance: Eligible unexpected events that cause the cancellation or interruption of a trip paid for with your American Express Business Platinum card. For coverage details, select your card on Amex’s dedicated web page.
• Rental car insurance: You’re covered for theft or damage (up to the value of the car), as long as you pay with your American Express Business Platinum card and decline the rental company’s insurance. You can view more details about coverage by selecting your card on Amex’s dedicated web page.
• $200 airline fee credit: Amex will reimburse you up to $200 a year for charges like baggage fees and in-flight food and drink. This benefit can only be applied to one airline per year.
• TSA Pre-check or Global Entry credit: If you’re accepted, Amex will cover your membership in TSA PreCheck or Global Entry.
• 0% foreign transaction fees: 0% extra fees when you make purchases in another country or online, through an internationally based merchant.

The American Express Business Platinum card travel benefits offer you peace of mind and comfort while traveling. And you get rewarded for booking through the right channels. So, the card’s a contender if you spend a lot of time in airport lounges and hotels.

The best American Express Platinum card travel benefits are its access to 1,200+ airport lounges worldwide, its annual airline credit, and complimentary Gold Status in the Hilton Honors and Marriott Bonvoy loyalty programs (when enrolled). Plus, you get 5 points / $1 spent on flights (up to $500,000 spent per year) and prepaid hotels booked through American Express Travel. And to top it off, you earn several other statement credits (for … read full answerUber, hotels, and more), 0% foreign transaction fee, and travel insurance. On top of that, this card comes with an initial bonus of 80,000 points for spending $6,000 in the first 6 months.

Here are some notable American Express Platinum card travel benefits:

• Annual Airline Credit: Annual statement credit for airline incidentals at one select qualifying airline. You can’t use the credit for airfare or upgrades.
• Hotel Credit: Annual statement credit on prepaid Fine Hotels + Resorts or The Hotel Collection bookings on Amex Travel (requires a minimum two-night stay).
• Credits for Uber Rides: Uber VIP Status and annual savings on rides or eats order in the U.S.
• Complimentary Hotel Status: Cardholders can enroll in Hilton Honors and Marriott Bonvoy as Gold-level members free of charge. Members get complimentary room upgrades and more opportunities to earn free nights.
• Global Entry or TSA PreCheck Credit: Credit for the Global Entry application fee or the TSA PreCheck application fee. Both services expedite airport screening.
• Travel insurance: Includes several insurance benefits, such as trip delay insurance, trip cancellation/interruption insurance, lost/damaged baggage insurance, and rental car insurance.
• Global Lounge Collection: Lets you access over 1,200 airport lounges in 130+ countries at no additional cost.
• Fine Hotels & Resorts: Extra benefits when you book certain accommodations, like free room upgrades, free daily breakfast for two people, free Wi-Fi, and unique amenities depending on the location.
• Travel Spending Rewards: New cardholders get a welcome offer of 80,000 points for spending $6,000 in the first 6 months. You also earn extensive ongoing rewards, including 5 points / $1 spent on flights (up to $500,000 spent per year) or prepaid hotels booked through Amex Travel. Points do not expire as long as the account remains open.

Despite all of the American Express Platinum card travel benefits, its $695 annual fee might still be too much for you, if you don't travel or spend enough to offset its cost. There are some other good options, fortunately. One of the best is the Chase Sapphire Preferred® Card; you’ll earn 60,000 points when you spend $4,000 in the first 3 months, and the annual fee is just $95. And that's in addition to several other benefits and rewards that come with Chase Sapphire Preferred.

Feel free to also take a look at our editors' picks for the best travel credit cards on the market.

American Express points are worth 0.67 cents per point, on average. The value of American Express points depends on how you choose to redeem the points. For example, points from American Express are worth up to 0.77 cents each when redeemed for travel through the Membership Rewards program, and they are worth 0.6 cents each when redeemed for cash back. … read full answer

American Express Points Worth by Redemption Method

Popular American Express Cards

• American Express® Gold Card
• The Platinum Card® from American Express
• American Express® Green Card
• American Express® Business Gold Card
• The Blue Business® Plus Credit Card from American Express
• The Business Platinum Card® from American Express

Tips for Maximizing the Value of American Express Points

Redeem Points for Travel.

American Express points are worth the most when redeemed for travel.

Redeem American Express points regularly.

American Express points do not expire due to account inactivity, but stockpiling points does put you at risk of rewards devaluation. Plus, you won't get to enjoy the fruits of your spending if you don't redeem.

Keep your account in good standing.

If American Express closes your account because of a failure to pay the bill or fraudulent activity, you'll lose any unredeemed points you have saved. And if you pay late, you might have to pay a fee to get back the points from that billing period.

Redeem before closing your account.

Any points you don't redeem before closing your account will be lost, unless you keep another American Express credit card account open.