What are the top American Express Business Platinum travel benefits?

Question

Yes, Amex Platinum is worth it for travelers with good credit who spend a lot and can take advantage of the card’s benefits. Amex Platinum benefits include a TSA PreCheck or Global Entry fee credit, airport lounge access, up to $200 in Uber credits per year and up to $200 in airline fee credits annually, and more. The card’s initial bonus of 100,000 points after you spend $6,000 in the first 6 months also goes a long way toward making the card worth its $695 annual fee.… read full answer

For the first year alone, you could wind up with at least $1,600 in net value (rewards and other perks, minus the $695 annual fee). The American Express Platinum card’s second year will have the same annual fee, but the total value of your benefits in year two would only be about $800 if you spent the same amount on the card as year one, according to WalletHub's research.

To really make money with this card after the first year, you’d have to spend a lot more. That said, many of the card’s perks are ongoing. You’ll benefit more if your purchases qualify for Amex Platinum’s ongoing bonus rewards rates, and if you utilize Amex Platinum’s complimentary Gold status in the Marriott Bonvoy and Hilton Honors hotel loyalty programs (enrollment required).

All in all, Amex Platinum is a good card for big spenders who travel all the time and can wring every drop of value out of its benefits. But it’s far too expensive for light spenders and occasional travelers.

show less

Answer 1 · 2018-04-16 05:30:55

Robert Haan, Member

@rob_haan • 04/16/18 This answer was first published on 04/16/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

I think the best one would be the baggage insurance. Many cards offer no foreign transaction fees, or collision damage waivers, but very few care about your baggage when travelling.

Answer 2 · 2021-09-06 11:18:14

Tully McKinney, Member

@persian_prince • 09/06/21 This answer was first published on 09/06/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

The American Express Business Platinum card travel benefits start with 5 points / $1 on flights and hotels booked through the Amex Travel site. You also get a 35% points bonus when you use points to pay for flights. Plus, you get access to airport lounges around the globe.

Those are the some of the most notable benefits, but since American Express Business Platinum was built for frequent travelers, there are several more.

Here are the top American Express Business Platinum card travel perks:

Points earning: You earn 5 points per $1 spent on flights and prepaid hotels on amextravel.com, 1.5 points per $1 on U.S. construction material and hardware, U.S. electronic goods, U.S. shipping as well as on purchases of $5,000 or more (up to $2 million of these purchases per year combined), and 1 point per $1 on all other purchases. New card members get 120,000 points for spending $15,000 within 3 months.
35% airline bonus: When you use you points to book first class or business class flights at amextravel.com, you get 35% of them back. The limit is 1 million points refunded per year.
Airport lounges: American Express Business Platinum card members get free entry to 1,300+ airport lounges all over the world.
Trip cancellation and interruption insurance: Eligible unexpected events that cause the cancellation or interruption of a trip paid for with your American Express Business Platinum card. For coverage details, select your card on Amex’s dedicated web page.
Rental car insurance: You’re covered for theft or damage (up to the value of the car), as long as you pay with your Amex Business Platinum card and decline the rental company’s insurance. You can view your can view more details about coverage by selecting your card on Amex’s dedicated web page.
$200 airline fee credit: Amex will reimburse you up to $200 a year for charges like baggage fees and in-flight food and drink. This benefit can only be applied to one airline per year.
TSA Pre-check or Global Entry credit: If you’re accepted, Amex will cover your membership in TSA PreCheck or Global Entry .
0%foreign transaction fees: 0% extra fees when you make purchases in another country.

The American Express Business Platinum card travel benefits offer you peace of mind and comfort while traveling. And you get rewarded for booking through the right channels. So the card’s a contender if you spend a lot of time in airport lounges, the friendly skies and hotels.

Redemption Method	Average Point Value	Value of 1,000 Points
Travel	0.77 cents	$7.7
Cash Back	0.60 cents	$6
Gift Cards	0.76 cents	$7.6
Merchandise	0.48 cents	$4.8
Miscellaneous	0.70 cents	$7

What are the top American Express Business Platinum travel benefits?

Robert Haan, Member

The Business Platinum Card® from American Express

Tully McKinney, Member

Here are the top American Express Business Platinum card travel perks:

People also ask

Is Amex Platinum worth it?

How much are American Express points worth?

American Express Points Worth by Redemption Method

Popular American Express Cards

Tips for Maximizing the Value of American Express Points

Redeem Points for Travel.

Redeem American Express points regularly.

Keep your account in good standing.

Redeem before closing your account.

Join WalletHub