What are the top American Express Business Platinum travel benefits?

The American Express Business Platinum travel benefits start with 5 points per dollar on flights and hotels at the Amex travel site. You also get a 35% points bonus when you use points to pay for flights. Plus, you get access to airport lounges around the globe.

Those are the some of the most notable benefits, but since American Express Business Platinum was built for frequent travelers, there are several more.

Here are the top 10 American Express Business Platinum travel perks:

1. Points earning: You get 5 points per dollar on flights and eligible hotels booked through amextravel.com. And you get 85,000 points for spending $15,000 in your first 3 months.
2. 35% airline bonus: When you use you points to book first class or business class flights at amextravel.com, you get 35% of them back. The limit is 500,000 points refunded per year.
3. Airport lounges: Amex Business Platinum card members get free entry to 1,000+ airport lounges all over the world.
4. Travel accident insurance: You are insured up to $3.5 million for death or serious injury aboard planes, ships, trains, and taxis when you book your reservation with Amex Business Platinum. Your spouse, dependent children, and additional card members are included. They just have to be on your reservation.
5. Rental car insurance: You’re covered for theft or damage (up to the value of the car), as long as you pay with your Amex Business Platinum card and decline the rental company’s insurance.
6. Baggage insurance: You’re covered up to $3,000 per person per trip if your baggage gets lost, stolen, or damaged. Your spouse and any dependent children on your reservation are also covered.
7. $200 airline fee credit: Amex will reimburse you up to $200 a year for charges like baggage fees and in-flight food and drink. This benefit can only be applied to one airline per year.
8. TSA Pre-check or Global Entry credit: If you’re accepted, Amex will cover your membership in TSA Pre ($85) or Global Entry ($100).
9. Hotel perks: You can get free upgrades, late checkouts, and other benefits when use your Business Platinum card to book a stay in one of the 900+ Amex partner hotels.
10. No foreign transaction fees: You won’t pay any extra fees when you make purchases in another country.

American Express Business Platinum travel benefits offer you peace of mind and comfort while traveling. And they pay you extra for booking if you do it right. So the card’s a contender if you spend a lot of time in airport lounges, the friendly skies and hotels.

I think the best one would be the baggage insurance. Many cards offer no foreign transaction fees, or collision damage waivers, but very few care about your baggage when travelling.