Applicants can check their Amex Cash Magnet Card application status online or by phone at 1-888-826-3471. For both methods, you’ll need to provide your Social Security number and ZIP code so that American Express can match you to your application. It should only take a few minutes to find out whether your application is approved, denied, or pending.
How to Check Your Amex Cash Magnet Card Application Status Online
Give your Social Security number and ZIP code when prompted.
View your Amex Cash Magnet Card application status: approved, denied, or pending.
Typically, you’ll receive American Express’s decision on your application within minutes. If you haven’t heard back within a reasonable time frame, you can always call customer service to ask about the delay.
You can check your American Express credit card application status online or over the phone at (888) 826-3471 . Both methods only take about a minute to do, so use whichever is more convenient for you. You’ll need to provide the same basic personal information in both cases. Let’s go through the steps.… read full answer
Here’s how to check your American Express credit card application online:
Enter your home zip code (the one you used on the application).
Click the “check application” button at the bottom of the page.
The system will then take you to a page listing the status of any American Express applications you’ve sent in. It will say “approved,” “denied,” “in progress” or “cancelled.” There’s also a helpful “next step” box beside the status that will guide you through what to do after checking.
An “in progress” status may tell you how long you can expect to wait, which could be anywhere from a few days to over a week. A “cancelled” status, according to users who have experienced it, most likely means Amex needs more information to verify your identity.
Here’s how to check your American Express credit card application status over the phone:
When prompted to say what you’re calling about, say “application status.”
Say or type the last 4 digits of your SSN when asked.
Say or type your zip code when asked.
Listen for your application status.
That’s all there is to it. Neither method is more involved or takes much more time than the other. If you’re approved, you should receive your card in 7-10 business days. If you’re denied, you can always call Amex’s reconsideration line at (866) 314-0237. But you’ll have to make a good case for why they should approve you (e.g. your income recently went up or some of the information on the application was incorrect).
You can have up to four Amex credit cards at once, as American Express has confirmed. The limit of four American Express credit card accounts includes traditional Amex credit cards and cards co-branded with airlines, hotel chains, etc. There is a separate limit for American Express charge cards: 10. Charge cards aren’t as risky because they make it harder to rack up large balances that you can’t afford to repay.… read full answer
With that being said, American Express’s policies shouldn’t be a problem for most people. Even if you use different credit cards for specific types of transactions, it’s unlikely that more than four non-charge-card Amex credit cards will be among the very best offers for your needs.
It's generally harder to get an American Express card than it is to get a credit card from many other major issuers simply because all of Amex's credit card offers require good or excellent credit for approval. But American Express isn't the only credit card company to target people in the highest tiers of the credit score scale. Barclaycard and Chase do too, for example. And if you're fortunate enough to have good credit or better, an American Express credit card will be no harder to get than any other credit card.… read full answer
The easiest American Express cards to get are those that require a minimum of good credit for approval, as opposed to excellent credit only. You may also want to target cards that are co-branded with companies such as Delta and Hilton as well as offers with lower annual fees. Co-branded cards often have relatively high approval rates to accommodate more fans of the brand (e.g. Hilton) in question. And some of Amex's premium cards for big-spenders, which can be relatively difficult to get, have high fees.
Of course, American Express also evaluates each applicant's income and debt obligations to make sure they can afford monthly bill payments on a new line of credit. But there isn't much information available about Amex's standards in those regards, and you shouldn't expect them to differ too much from other credit card companies' policies.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.