Maria Adams, Credit Cards Moderator
@m_adams
You can check your American Express credit card application status online or over the phone at (888) 826-3471 . Both methods only take about a minute to do, so use whichever is more convenient for you. You’ll need to provide the same basic personal information in both cases. Let’s go through the steps.
Here’s how to check your American Express credit card application online:
- Go to the American Express application status check website.
- Enter your full Social Security number (SSN).
- Enter your home zip code (the one you used on the application).
- Click the “check application” button at the bottom of the page.
The system will then take you to a page listing the status of any American Express applications you’ve sent in. It will say “approved,” “denied,” “in progress” or “cancelled.” There’s also a helpful “next step” box beside the status that will guide you through what to do after checking.
An “in progress” status may tell you how long you can expect to wait, which could be anywhere from a few days to over a week. A “cancelled” status, according to users who have experienced it, most likely means Amex needs more information to verify your identity.
Here’s how to check your American Express credit card application status over the phone:
- Call American Express at (888) 826-3471.
- When prompted to say what you’re calling about, say “application status.”
- Say or type the last 4 digits of your SSN when asked.
- Say or type your zip code when asked.
- Listen for your application status.
That’s all there is to it. Neither method is more involved or takes much more time than the other. If you’re approved, you should receive your card in 7-10 business days. If you’re denied, you can always call Amex’s reconsideration line at (866) 314-0237. But you’ll have to make a good case for why they should approve you (e.g. your income recently went up or some of the information on the application was incorrect).
Amy Nelson, Member
@nelsona_22
Just go through this link: https://www262.americanexpress.com/eaol/welcome.do
John, Member
@john_lark_jl
They approved me, and I saw that on the application status page it talks about here. They also emailed me and informed me of my approval that way.
People also ask
How long does it take to get approved for a credit card?
It can take anywhere from less than a minute to a few weeks to get approved for a credit card. The amount of time depends on how you apply, how good your credit is relative to the requirements of the card, and whether the issuer can immediately verify your information. You could be instantly approved if you apply online and are obviously qualified. But if you don’t get instant approval, it’ll typically take at least 7-10...
read full answerIs it hard to get an American Express card?
Yes, it's hard to get an American Express card because you will need a good or excellent credit score for approval, along with enough income for monthly bill payments. The easiest American Express cards to get are those that require a minimum of good credit for approval, as opposed to excellent credit only. You may also want to target cards that are co-branded with a certain hotel or airline, as well as offers with lower annual fees, if you're concerned...
read full answerDoes American Express have a reconsideration line?
Yes, American Express does have a reconsideration line for applicants to call and request a second review of their denied credit card application. The American Express reconsideration line is (800) 567-1083. Amex credit analysts have the authority to overturn a denied application over the phone, but there’s no guarantee they’ll reverse the original decision.
Before requesting an Amex reconsideration, make sure you have a valid reason why your application deserves a second look. For example, there...
read full answerDid we answer your question?