Joyce Brown, WalletHub Credit Card Analyst
@j.brown
There are no American Express credit cards that you can get with fair credit. They all require good credit or better.
However, there is a credit card on the American Express network that you can get with fair credit, the Credit One Bank American Express® Card. This card is not issued by American Express, but it’s still a good option for those looking to build their credit as it offers 1% cash back rewards on all purchases. There are plenty of credit cards for fair credit from other issuers and card networks, though.
Best Credit Cards for Fair Credit:
- No Annual Fee: Capital One Platinum Credit CardCapital One Platinum Credit CardLearn MoreLearn More
- Unlimited Rewards: Capital One QuicksilverOne Cash Rewards Credit CardCapital One QuicksilverOne Cash Rewards Credit CardLearn MoreLearn More
- Cash Back: Petal® 2 Visa® Credit CardPetal® 2 Visa® Credit CardLearn MoreLearn Moreon issuer's website
- Secured: OpenSky® Secured Visa® Credit CardOpenSky® Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
Having one of these credit cards may increase your chances of landing an American Express credit card in the future, if you use it responsibly. That means paying your bill on time every month and keeping your credit utilization below 30% of your credit limit.
2023's Best American Express Credit Cards
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What's the easiest American Express card to get?
There are no American Express credit cards that are easy to get. They all require good credit or better. Compared to other American Express cards, the Amex Blue Cash Everyday card is easier to get if you have good credit or better and you meet all other criteria in order to qualify for it.
While American Express credit cards aren’t that easy to obtain, there are several other credit cards that are easy to get approved for.
Easiest credit...
read full answerWhat is the best American Express credit card for rebuilding credit?
The best American Express credit card for rebuilding credit is the Optima® Credit Card because it’s designed specifically for Amex cardholders with bad credit. The caveat is that the Optima® Credit Card is available by invitation only, reserved for Amex cardholders who have previously settled a debt with American Express.
Alternatively, a good American Express network card for rebuilding credit is the Credit One Bank American Express® Card, which is available to qualified applicants with at least fair credit.
... read full answerWhat are the American Express credit score requirements?
The American Express credit score requirement is of at least 700, depending on the card. That means people with good to excellent credit are eligible to get approved for an American Express credit card.
If your credit score is below the threshold needed for a credit card from American Express, it’s best to apply only after you meet the credit score requirement. You can check your credit score for free, right here on WalletHub.
American Express Credit Score Requirements by Card
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