Call American Express customer service at 1 (800) 528-4800 and request a PIN, if you don’t already have one.
Insert the credit card at an ATM and enter the PIN.
Select the cash advance option on the ATM screen.
Enter the amount you’d like to withdraw.
Withdraw the cash and remove the credit card from the ATM.
Before you take out a Delta Reserve Credit Card cash advance, it’s important to note that it is a very expensive transaction. For starters, there’s a cash advance fee of 5% (min $10). There’s also a separate cash advance APR of 25.99% (V) that applies as soon as you withdraw the cash. There may be ATM-owner fees, too.
The American Express cash advance fee is 5% (min $10) per transaction, whichever is higher. A cash advance fee is a fee charged when using an American Express credit card for cash withdrawals at an ATM.
Bear in mind that when you do a cash advance, you will incur other costs in addition to the American Express cash advance fee. There’s a separate cash advance APR that applies immediately after you complete the transaction. The ATM owner may also impose additional charges.… read full answer
You can find your Amex APR through your Amex account online or from a monthly billing statement. Amex APRs are listed on the “Interest Charged” page under “Interest Charge Calculation,” which is usually on page 4 or 5 of both the hardcopy statement and the electronic version. If you do not have an Amex card yet, you can see the APR range for a particular offer by going to the “Cards” section on the … read full answerAmex website and clicking “View Details.”
The “Interest Charge Calculation” section of your Amex statement will include your current annual interest rate for both new purchases and cash advances, the amount of your balance that is subject to each interest rate, and the number of days in the billing period. If you have an introductory 0% APR, it will also be listed here, along with the date the promotional rate will expire.
The best Amex travel credit card is American Express Platinum card. It offers 100,000 points for spending $6,000 in the first 6 months, access to 1,000+ airport lounges, and 5 points / $1 spent on flights booked directly with airlines or with American Express Travel (up to $500,000 spent per year) and prepaid hotels booked with Amex. This credit card’s annual fee rings in at $695.… read full answer
While there are several other good Amex travel credit cards, finding the best one for your needs is all about figuring out your spending habits and your preferred type of travel.
Here are some of the best Amex travel credit cards:
It’s worth noting that Amex cards don’t have the high global acceptance rates of Visa and Mastercard credit cards, so you could run into trouble if it’s your only travel option.
If you’re interested in non-Amex alternatives, the Capital One Venture Rewards Credit Card offers a 75,000 miles for spending $4,000 in the first 3 months of account opening. This card’s annual fee is only $95.
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