Sue Patterson, WalletHub Analyst
@sweetsue
The American Express Fine Hotels and Resorts are a collection of nearly 70 luxury hotel brands that offer special benefits for American Express Platinum card and American Express Business Platinum card cardholders at more than 1,100 locations in 500+ cities worldwide. Perks include guaranteed 4 p.m. checkout, discounted room upgrades, complimentary breakfast for 2, free Wi-Fi and more. Each hotel also offers a free amenity that’s unique to that location.
Here are some brands included in the American Express Fine Hotels and Resorts:
- Four Seasons Hotels and Resorts
- Hilton
- Hyatt Regency
- JW Marriott
- Loews Hotels
- MGM Resorts International
- Omni Hotels & Resorts
- The Ritz-Carlton
- Trump Hotels
- Waldorf Astoria Hotels & Resorts
- Westin
Only American Express Platinum card and American Express Business Platinum card cardholders can access benefits through the American Express Fine Hotels and Resorts (FHR) program. When you book your stay with one of these cards, you’ll also earn 5 points / $1 spent. And you can use points to pay for future FHR bookings. But it’s important to remember that with luxury perks comes a luxury price tag. The American Express Platinum card has a $695 annual fee. For the American Express Business Platinum card, it’s also $695. Since the annual fee is charged from the first year on, you will immediately have to weigh that cost against the card’s benefits.
To receive American Express Fine Hotels and Resorts benefits, Platinum cardholders must book rooms online through the amextravel.com portal or by calling Platinum Travel Service at (800) 525-3355.

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