How much are American Express foreign transaction fees? This question is about American Express Credit Cards

The American Express foreign transaction fees are 2.7% of all international transactions or 0%, depending on the card. There are plenty of American Express cards with no foreign transaction fees. Those cards tend to be the best options for travel. If you’re unfamiliar with foreign transaction fees, they’re a surcharge for using a credit card with a foreign merchant. Credit cards with foreign fees usually charge 1%-3% of the purchase price. That can really add up, especially since Amex’s 2.7% foreign fee is on the higher end of the spectrum. Here are the American Express foreign transaction fees: American Express cards with foreign transaction fees charge 2.7%. Many American Express credit cards have no foreign transaction fees. Amex foreign transaction fees apply when you buy things abroad or shop at foreign merchants online. Some of the best American Express cards with 0% foreign fees include: - The Platinum Card® from American Express- The American Express® Gold Card- The American Express® Green Card- Amex cards affiliated with Marriott, Hilton, and Delta If you’re looking for an international credit card, it’s best to get one with no foreign transaction fees, and American Express does have a good selection. But American Express cards aren’t accepted by nearly as many foreign merchants as Visa and Mastercard. So, you may find yourself somewhere your Amex won’t work. And that’s why it’s probably better to have a Visa or Mastercard for travel.

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How much are American Express foreign transaction fees?

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This question is about American Express Credit Cards

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Tom Lipkis, WalletHub Credit Card Consultant

@cindercard • 07/18/22 This answer was first published on 02/27/18 and it was last updated on 07/18/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The American Express foreign transaction fees are 2.7% of all international transactions or 0%, depending on the card. There are plenty of American Express cards with no foreign transaction fees. Those cards tend to be the best options for travel.

If you’re unfamiliar with foreign transaction fees, they’re a surcharge for using a credit card with a foreign merchant. Credit cards with foreign fees usually charge 1%-3% of the purchase price. That can really add up, especially since Amex’s 2.7% foreign fee is on the higher end of the spectrum.

Here are the American Express foreign transaction fees:

American Express cards with foreign transaction fees charge 2.7%.
Many American Express credit cards have no foreign transaction fees.
Amex foreign transaction fees apply when you buy things abroad or shop at foreign merchants online.
Some of the best American Express cards with 0% foreign fees include:

- The Platinum Card® from American Express
- The American Express® Gold Card
- The American Express® Green Card
- Amex cards affiliated with Marriott, Hilton, and Delta

If you’re looking for an international credit card, it’s best to get one with no foreign transaction fees, and American Express does have a good selection. But American Express cards aren’t accepted by nearly as many foreign merchants as Visa and Mastercard. So, you may find yourself somewhere your Amex won’t work. And that’s why it’s probably better to have a Visa or Mastercard for travel.

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Rena Wesley, Member

@rena_wesley2 • 03/12/18 This answer was first published on 03/12/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Which card? Some don't have a fee at all, so if you're looking to travel, go for one of those.

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What are the major credit card foreign transaction fees?

The major credit card foreign transaction fees range from 0% to 3% of each purchase processed internationally. The average credit card’s foreign fee is roughly 1.5%. Some credit card companies do not charge foreign transaction fees on any of their cards, including Capital One, Discover and USAA. Other credit card companies charge foreign transaction fees on some, or even most, of their cards. But each of the 10 largest credit card issuers has at least...

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What's the American Express exchange rate?

The American Express exchange rate varies on the type of currency conversion you select at the time of purchase. So, there’s a different Amex exchange rate between the U.S. dollar and approximately 80 other currencies, and they all fluctuate from day to day. Popular Amex currencies include the Canadian Dollar, the British Pound, the Euro, and the Mexican Peso.

What you should know about the American Express exchange rate:

The Amex...

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Which American Express cards have no foreign transaction fees?

There are several American Express credit cards that have no foreign transaction fees, including the American Express® Gold Card and co-branded cards with rewards for Hilton, Marriott and Delta. The Amex cards without foreign transaction fees have annual fees ranging from $0 to $500+. They also offer valuable travel benefits, such as free checked bags and luxury airport lounge access.

One of the best American Express credit cards with 0% foreign transaction fees is the Hilton Honors American Express Card because it’s one of...

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