To check your Amex Gold card balance, log in to your American Express account online or call customer service at 1-800-528-4800. It's also possible to check your Amex Gold card balance through the American Express app.
How to Check Your Amex Gold card Balance
Online:Log in to your American Express account to see your Amex Gold card's balance.
By Phone: Call 1-800-528-4800 and follow the prompts to have the automated system read your current balance.
By App: Log in to the American Express app. Your balance will be shown on the home screen.
It's a good idea to keep an eye on your Amex Gold card balance. If your balance seems higher than it should be, take a moment to look over your recent transactions for anything out of the ordinary.
You can check your American Express credit card balance online, by phone, or through the Amex mobile app. To check your balance online, log in to your account. Then, go to the ‘Account Summary’ page, where you will be able to see a breakdown of your balance and other information like credit card payment due dates, and the minimum due amount to be paid.… read full answer
You can also check your balance on the go from the Amex app, available on iOS and Android. Open the app and log in to your account. On the home page, you will see an overview of your account balance. For more details, tap on Statements at the bottom of your screen.
To check your balance by phone, simply call (800) 528-4800 or the number on the back of your credit card. Then, follow the voice prompts to know your outstanding amount.
The Amex Gold card has no preset spending limit, which means the spending power is determined on a month-to-month basis, depending on the cardholder’s previous spending habits, income, payment history and other factors. This does not mean that consumers are able to spend limitlessly with a no preset spending limit. Amex Gold cardholders are given a flexible spending capacity, rather than a specific one.… read full answer
More info about the Amex Gold card NPSL
While not having a preset spending limit (NPSL) can offer you some flexibility, it can be difficult in emergency situations. You can know roughly what you’re able to spend based on past months, but with most NPSL cards, you never know exactly when a future purchase will be declined.
American Express makes it easier to plan for future purchases, though. If you're unsure whether a large purchase will be approved or not, simply use the Check Spending Power tool in your online account or mobile app.
You can check out WalletHub’s review of the best American Express credit cards to find a good option for carrying a balance. Just don’t expect to find a low regular APR. American Express credit cards are known more for rewards than low rates.
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