To get an American Express Gold Card cash advance, use the Gold Card and PIN to withdraw funds up to the card’s available cash advance limit at any ATM that accepts American Express cards. Amex issues all new cardholders a 4-digit PIN as soon as they open an account. If you do not have your PIN, you can log in to your online account or call customer service at 1 (800) 227-4669 and request a new one at no cost. You should receive a new PIN in the mail in about 3-5 business days.
Be careful, though, because cash advances are very expensive. The American Express Gold Card cash advance fee is 5% (min $10) on every withdrawal, not counting any ATM or bank charges. Amex Gold’s cash advance APR is 25.24% (V), too, and daily interest charges apply starting on the transaction date.
Bear in mind that because American Express Gold is not a traditional card, you must pay off the entire cash advance balance by the payment due date. Any unpaid balance may be subject to the Gold Card’s penalty APR of more than 29%.
You can get an American Express cash advance at participating ATMs, up to the card's available cash advance limit. To start, call American Express customer service at (800) 227-4669 to request a cash advance PIN. Once you have your PIN, simply insert the card into a participating ATM, type in your PIN, and select “Cash Advance.” Then enter the amount of cash you want to withdraw.… read full answer
It’s important to take fees and interest into account before you get an Amex cash advance. The American Express cash advance fee will likely be $10 or 5% of the transaction, whichever is greater. In addition to that, interest on the cash advance will begin accruing immediately, and it’s usually at least a 25% APR. So it's best to avoid cash advances.
Try looking into alternatives, such as borrowing money from friends and family or a personal loan. If you have good credit, getting a personal loan may be cheaper than taking out a cash advance.
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