The Amex Gold card credit score requirement is at least 700; this means that you need good credit or better to get this card. Amex Gold card’s credit score requirement is also just one factor Amex considers during the approval process, along with income, existing debt load, the number of credit accounts you have open, the number of recent inquiries you have on your credit report, and more.
If you know that you meet the Amex Gold card credit score threshold but want a better estimate of whether you’d qualify in general, you can use Amex’s pre-qualification tool. You just need to put in your name, your address, the last 4 digits of your SSN and your income. Then, you’ll see all the Amex cards you have a high chance of approval for, which may include the Amex Gold card.
Just bear in mind that Amex Gold card’s required credit score is higher than the average person’s credit score. It’s still low for a premium rewards card, though, seeing as many comparable cards require excellent credit (score of 750+) for approval.
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