Lisa Cahill, Credit Cards Moderator
The Amex Gold card exchange rate is American Express's exchange rate on the date you make an international purchase. American Express exchange rates change on a daily basis, but they do not make their exchange rates public. The rates do tend to be quite low, however.
While credit card exchange rates normally also include foreign transaction fees, the Amex Gold card does not charge foreign fees. This means the Amex Gold card will save cardholders 1.52% on purchases with international merchants, compared to the average credit card offer. As long as cardholders avoid dynamic currency conversion, the exchange rates they'll pay on international spending with this card will be much lower than those they'd get from converting cash with banks, credit unions, or airport currency exchange services.
American Express® Gold Card
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