What is the American Express Green Card annual fee?

The Amex Green Card is worth it for frequent travelers with above-average credit who buy airport lounge day passes and prefer expedited airport security. Customers with enough dining expenses to help offset the card’s $150 annual fee may also find the Amex Green Card worth applying for.

Aside from offering 3 points per $1 spent on travel and dining purchases and an initial bonus of 45,000 points, what makes the Amex Green Card particularly worthwhile is an annual $100 credit toward the cost of a yearly CLEAR membership (currently $179 per year), which provides faster security screening at airports and other venues. There’s also a yearly $100 LoungeBuddy credit that offsets the cost of airport lounge day passes purchased with the LoungeBuddy app. By making the most of these travel-friendly perks, the Amex Green Card’s annual fee will easily pay for itself.… read full answer

However, the card most likely won’t be worth it if you’re unable to pay the balance in full and on time every month. The interest you’ll pay on the balance will cut into the card’s overall value.

The American Express Green card’s limit can vary from month to month. American Express may adjust the limit based on your card use. The amount and the frequency in which those adjustments occur also depend on a wide range of factors such as your income, credit standing, payment record and more.… read full answer

You should be able to charge up to the same amount on the Amex Green card each month, as long as there are no drastic changes in your financial situation. A reduced income or lowered credit score may prompt American Express to reduce how much you can spend, for example. Conversely, improvements to your credit and income may allow you to spend more.

To get American Express Platinum’s annual fee waived, call the American Express retention department at 1 (800) 452-3945. State that you’re considering cancelling or switching cards because of the high annual fee.

American Express typically does not waive annual fees entirely, but it may offer a side benefit to offset the Platinum card’s $550 annual fee. Retention offers traditionally include statement credits, bonus points or spending bonuses. If there’s no offer, a customer can always cancel the card. Downgrading to an American Express card with a lower annual fee is also an option.… read full answer

If you’re requesting an annual fee waiver because of financial hardship, American Express offers a financial relief program for eligible cardholders. If you qualify, American Express will waive the annual fee, but depending on the program, you may not be able to use your Platinum card while you’re enrolled.

There is still another way you could possibly get American Express Platinum’s annual fee waived. If you’re a military member who meets the requirements for benefits under the Servicemembers Civil Relief Act (SCRA), American Express will waive Amex Platinum’s $550 annual fee every year that you’re on active duty. You’ll still get all of the card’s benefits, which include 5 points per $1 spent on airfare booked through Amex Travel, $200 annual credits for both airline fees and Uber rides, and more.