The American Express Green Card’s credit score requirement is 750. This means you need excellent credit to have a decent chance of approval. The Amex Green Card’s credit score requirement is comparable to that of several other American Express cards, like the Amex Gold Card and Amex Platinum Card. Some users report being approved with lower scores, but it’s a much safer bet to wait for a score of 750 before applying.
The American Express Green Card’s credit score requirement alone doesn’t determine your approval or rejection. But it is a key component. Amex also considers annual income, employment status, monthly rent/mortgage payments and existing debt, among other factors.
Here’s the American Express Green Card credit score requirement and more:
Credit score required: 750+ (Excellent credit)
Other factors: Annual income, employment status, monthly rent/mortgage payment, existing debt and more.
Age requirement: At least 18 years old (must have a verifiable source of income).
Residency/identification requirement: A U.S. mailing address (no P.O. boxes) and a Social Security number, Individual Taxpayer Identification Number or passport.
Even if you meet the American Express Green Card credit score requirement, you should be aware that the Green Card is a charge card before you apply. That means you’re usually required to pay the entire balance in full each billing period. There is a feature called “Pay Over Time” where cardholders can carry a balance on individual charges that are each at least $100. However, these purchases are subject to approval by Amex. And the account will have a set “Pay Over Time” limit that cannot be exceeded. If you usually carry a balance every month, you might want to consider other Amex cards.
Both the Blue Cash Everyday card and the Amex EveryDay card are viable options for anyone who plans to carry a balance from month to month. Neither card makes you pay in full each month. And they both offer 15 months of 0% interest on purchases and balance transfers. Both cards only require good credit. That’s a 700+ credit score.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines
. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.