The American Express Green card’s limit can vary from month to month. American Express may adjust the limit based on your card use. The amount and the frequency in which those adjustments occur also depend on a wide range of factors such as your income, credit standing, payment record and more.
You should be able to charge up to the same amount on the Amex Green card each month, as long as there are no drastic changes in your financial situation. A reduced income or lowered credit score may prompt American Express to reduce how much you can spend, for example. Conversely, improvements to your credit and income may allow you to spend more.
The thing with the American Express Green card credit limit is that it's a no preset spending limit card. But this doesn’t mean the card has no limit at all. Instead, the American Express Green card credit limit is decided based on your income, payment history, the number of credit cards you own, previous spending patterns, and other financial factors American Express won't disclose.
The Amex Black credit limit is determined on a month-to-month basis, and the limit depends on your spending and payment habits over time. The American Express Black Card - or the Amex Centurion Card, formally - is a "no preset spending limit (NPSL) card. The Amex Centurion Card is one of the most exclusive credit cards out there, and it's specifically for high-spenders.… read full answer
NPSL cards theoretically have more spending power than a credit card with a set credit limit, but it's not impossible for a user to go over the limit of an NPSL card in a given month, though there may be fewer consequences for doing so compared to a regular credit card with a limit.
You won’t know your American Express credit limit until you’re approved for an account. American Express does not disclose a minimum credit limit in their cards’ terms and conditions, unlike some other major issuers. All Amex says is that your credit limit depends on your credit history, debt level, income, and payment history on other American Express cards. … read full answer
One way to estimate what credit limit you might get on an American Express card is to read customer reviews of the card. People will often post what limit they received, sometimes with their credit score and income. On Amex cards for good credit, people seem to report starting with limits of $1,000-$5,000 most often. But you should take any of these numbers with a grain of salt. Just because someone with a similar credit score or income got a certain limit, it doesn’t mean you will too.
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