What are the Amex Green Card requirements for approval?

The Amex Green card’s credit score requirement is 700+. This means you need at least good credit to have a decent chance of approval. The Amex Green card’s credit score requirement is comparable to that of several other American Express cards. Some users report being approved with lower scores, but it’s a much safer bet to wait for a score of 700 before applying. … read full answer

The Amex Green card’s credit score requirement alone doesn’t determine your approval or rejection. But it is a key component. Amex also considers annual income, employment status, monthly rent/mortgage payments and existing debt, among other factors.

Here’s the Amex Green card credit score requirement and more:

• Credit score required: Good (700+).
• Other factors: Annual income, employment status, monthly rent/mortgage payment, existing debt and more.
• Age requirement: At least 18 years old (must have a verifiable source of income).
• Residency/identification requirement: A U.S. mailing address (no P.O. boxes) and a Social Security number, Individual Taxpayer Identification Number or passport.

Even if you meet the Amex Green card credit score requirement, you should be aware that this card is a hybrid card before you apply. That means you’re usually required to pay the entire balance in full each billing period. There is a feature called “Pay Over Time” where cardholders can carry a balance on individual eligible charges. However, these purchases are subject to approval by Amex. And the account will have a set “Pay Over Time” limit that cannot be exceeded. All charges not included in the Pay Over Time balance will also require to be paid in full every month. If you usually carry a balance every month, you might want to consider other Amex cards.

Your Amex Green card approval odds are best with a 700+ credit score. This means that you need at least good credit to get this card.

You will also need and proof of a steady income. American Express will also take into account your payment history, particularly if you have other Amex accounts; outstanding debt and any recent credit inquiries. The higher your overall credit profile, the better your odds of approval.… read full answer

To get a better idea of your Amex Green card odds, consider using the Amex online pre-qualification tool. Just enter your name, address, annual income, and the last 4 digits of your Social Security number, and you’ll see all the Amex cards with the highest approval odds. If you see the Amex Green card, that means you’ll have a very good chance of getting approved. Pre-qualification isn’t a guarantee of approval, as you will still have to apply. Bear in mind, though, that there is still a chance your application could be denied.

Ultimately, you can check your credit score for free on WalletHub, before applying for the Amex Green card.

There are no American Express credit cards that are easy to get. They all require good credit or better. The USAA® Secured American Express® Card used to be the easiest American Express card to obtain as it was available to people with bad credit. But USAA® Secured American Express® Card is no longer available to new applicants.

While American Express credit cards aren’t that easy to obtain, there are several other credit cards that are easy to get approved for.… read full answer

Easiest credit cards to get:

Having one of these credit cards may increase your chances of landing an American Express credit card in the future, if you use it responsibly. That means paying your bill on time every month and keeping your credit utilization below 30% of your credit limit.