The American Express® Green Card’s credit score requirement is ”good”. This means you need good credit to have a decent chance of approval. The American Express® Green Card’s credit score requirement is comparable to that of several other American Express cards, like the American Express® Gold Card and the The Platinum Card® from American Express… read full answer. Some users report being approved with lower scores, but it’s a much safer bet to wait for a score of 700 before applying.
The American Express® Green Card’s credit score requirement alone doesn’t determine your approval or rejection. But it is a key component. Amex also considers annual income, employment status, monthly rent/mortgage payments and existing debt, among other factors.
Here’s the American Express Green Card credit score requirement and more:
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Credit score required: Good
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Other factors: Annual income, employment status, monthly rent/mortgage payment, existing debt and more.
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Age requirement: At least 18 years old (must have a verifiable source of income).
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Residency/identification requirement: A U.S. mailing address (no P.O. boxes) and a Social Security number, Individual Taxpayer Identification Number or passport.
Even if you meet the American Express® Green Card credit score requirement, you should be aware that this card is a hybrid card before you apply. That means you’re usually required to pay the entire balance in full each billing period. There is a feature called “Pay Over Time” where cardholders can carry a balance on individual charges that are each at least $100. However, these purchases are subject to approval by Amex. And the account will have a set “Pay Over Time” limit that cannot be exceeded. If you usually carry a balance every month, you might want to consider other Amex cards.
Both the Blue Cash Everyday® Card from American Express and the The Amex EveryDay® Credit Card from American Express are viable options for anyone who plans to carry a balance from month to month. Neither card makes you pay in full each month. And they both offer 15 months of 0% interest on purchases. Both cards only require good credit.
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