The main Amex Green card requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and at least good credit (a credit score of 700+).
Amex Green card Requirements
At least 18 years old
Physical U.S. address (no P.O. boxes)
Proof of enough income to make the monthly minimum payment
Social Security number or ITIN
Good credit or better (a credit score of 700+)
If you apply for the Amex Green card, it’s important that you enter all required information completely and accurately. Knowingly reporting false or misleading information on a credit card application is a federal crime.
The Amex Green card’s credit score requirement is 700+. This means you need at least good credit to have a decent chance of approval. The Amex Green card’s credit score requirement is comparable to that of several other American Express cards. Some users report being approved with lower scores, but it’s a much safer bet to wait for a score of 700 before applying. … read full answer
The Amex Green card’s credit score requirement alone doesn’t determine your approval or rejection. But it is a key component. Amex also considers annual income, employment status, monthly rent/mortgage payments and existing debt, among other factors.
Here’s the Amex Green card credit score requirement and more:
Credit score required: Good (700+).
Other factors: Annual income, employment status, monthly rent/mortgage payment, existing debt and more.
Age requirement: At least 18 years old (must have a verifiable source of income).
Residency/identification requirement: A U.S. mailing address (no P.O. boxes) and a Social Security number, Individual Taxpayer Identification Number or passport.
Even if you meet the Amex Green card credit score requirement, you should be aware that this card is a hybrid card before you apply. That means you’re usually required to pay the entire balance in full each billing period. There is a feature called “Pay Over Time” where cardholders can carry a balance on individual eligible charges that are each at least $100. However, these purchases are subject to approval by Amex. And the account will have a set “Pay Over Time” limit that cannot be exceeded. All charges not included in the Pay Over Time balance will also require to be paid in full every month. If you usually carry a balance every month, you might want to consider other Amex cards.
Your Amex Green card approval odds are best with a 700+ credit score. This means that you need at least good credit to get this card.
You will also need and proof of a steady income. American Express will also take into account your payment history, particularly if you have other Amex accounts; outstanding debt and any recent credit inquiries. The higher your overall credit profile, the better your odds of approval.… read full answer
To get a better idea of your Amex Green card odds, consider using the Amex online pre-qualification tool. Just enter your name, address, annual income, and the last 4 digits of your Social Security number, and you’ll see all the Amex cards with the highest approval odds. If you see the Amex Green card, that means you’ll have a very good chance of getting approved. Pre-qualification isn’t a guarantee of approval, as you will still have to apply. Bear in mind, though, that there is still a chance your application could be denied.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.