How much is the Hilton Credit Card cash advance fee?

The Hilton Honors American Express Card interest rate is 16.49% - 25.49% (V), with the actual rate depending on factors such as your income, credit history and existing debt. The regular Hilton Credit Card card interest rate is variable, meaning it can change based on certain economic conditions.

The Hilton Credit Card gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your Hilton Credit Card, it will accumulate interest daily at the card’s regular APR. … read full answer

In addition to the regular interest rate, Hilton Credit Card also charges a separate 25.99% (V) interest rate on cash advances and a penalty rate for late payments. All Hilton Credit Card card interest rates will be listed on your statement and on your online account summary.

You don’t have to pay off all American Express cards every month. Most Amex credit cards allow you to carry a balance from month to month, requiring only a monthly minimum payment to keep your account in good standing. That’s the case with the Blue Cash Preferred® Card from American Express… read full answer and Blue Cash Everyday® Card from American Express, for example, as well as the The Amex EveryDay® Credit Card from American Express and others. Some even offer 0% introductory APRs.

On the other hand, you do have to pay some American Express cards in full every month. That includes The Platinum Card® from American Express, American Express® Gold Card and American Express® Green Card. But there are exceptions. If you have one of those cards and use it responsibly, American Express may offer to let you pay for certain purchases over time. Interest will apply to such purchases, though, at a rate that won’t be disclosed until Amex extends an offer.

You can check out WalletHub’s review of the best American Express credit cards to find a good option for carrying a balance. Just don’t expect to find a low regular APR. American Express credit cards are known more for rewards than low rates.

There are very few credit cards that have no cash advance fees and low APRs, the best of which is the PenFed Platinum Rewards card. This card has a 0% cash advance fee and a cash advance APR of 17.99%. The regular APR is 14.49% - 17.99% (V). In addition, the card also offers 1 - 5 points per $1 on purchases.… read full answer

Here are some good credit cards with no cash advance fees and low APRs:

It is worth noting that every time you use your card at an ATM, you'll probably be charged with an ATM fee. Plus, there's no grace period on interest, so it starts accruing immediately. That's why you should avoid cash advances, unless it’s absolutely necessary.

However, there are plenty of credit cards that offer low APRs. The best low interest credit cards you can get are the Chase Freedom Unlimited and the Wells Fargo Reflect, but a credit score of at least 700 is required for approval.