Keep in mind that although metal credit cards look cool, you shouldn’t apply for a card just because it’s made of metal. You should make sure that any metal credit card you get also has worthwhile perks and is a card that fits your individual needs and budget.
If metal isn't a top priority, free to also take a look at our editors' picks for the best American Express credit cards, and choose one according to your individual needs. And if you're not tied to Amex as an issuer, you can also check out WalletHub's CardAdvisor tool to get personalized credit card recommendations.
Yes, the Amex Gold card is a metal card. New Amex Gold card applicants don’t need to specify that they want a metal card, either – it’s standard.
It’s worth noting that regardless of its name, the Amex Gold card is not made of gold. But it is worth quite a bit in ongoing rewards. Cardholders get an initial bonus of 60,000 points for spending $4,000 in the first 6 months. Plus, this card gives 4 points per $1 at U.S. supermarkets (up to $25,000 spent per year), 4 points per $1 at restaurants worldwide (plus takeout and delivery in the U.S.), 3 points per $1 on flights booked directly with airlines or on amextravel.com, and 1 point per $1 on all other purchases. There are also annual credits for dining and airline charges, which, together, help offset the Amex Gold card’s $250 annual fee.… read full answer
The Amex Gold card has no preset spending limit, which means the spending power is determined on a month-to-month basis, depending on the cardholder’s previous spending habits, income, payment history and other factors. This does not mean that consumers are able to spend limitlessly with a no preset spending limit. Amex Gold cardholders are given a flexible spending capacity, rather than a specific one.… read full answer
More info about the Amex Gold card NPSL
While not having a preset spending limit (NPSL) can offer you some flexibility, it can be difficult in emergency situations. You can know roughly what you’re able to spend based on past months, but with most NPSL cards, you never know exactly when a future purchase will be declined.
American Express makes it easier to plan for future purchases, though. If you're unsure whether a large purchase will be approved or not, simply use the Check Spending Power tool in your online account or mobile app.
Yes, the American Express Business Platinum card has been a metal card since March 30, 2017. So, if you’re opening a new account, you’ll automatically be issued a metal card. But if you already have a plastic card from before the switch, you can still switch to metal. There’s no fee for ordering an American Express Business Platinum card, and it should arrive within 3 business days. … read full answer
Here’s how to get an American Express Business Platinum card metal card online:
Log in to your American Express Business Platinum card.
Go to “Card Management” and select “Order Replacement Card.”
“Request Metal Card” will be one of your options.
Here’s how to get an American Express Business Platinum card metal card by phone:
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