James Bronzz, WalletHub Analyst
The American Express Optima Platinum card was the first Amex credit card to give cardholders the option to carry a balance when it launched in 1987. Although the Optima Platinum card has officially been discontinued for years now, it’s rumored that Amex will still invite people to apply for the card if another of their Amex credit accounts has been charged off.
Many Optima Platinum cardholders claim to still have their accounts open, and some forum users say they’ve gotten their Optima Platinum cards “auto-upgraded” to other Amex products over the years, such as the Amex EveryDay card. Nevertheless, American Express Optima Platinum is not available to the general public.
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