The Platinum Card® from American Express cash advance fee is 5% (min $10) per transaction, whichever is higher. A cash advance fee is charged when using the American Express Platinum card for cash withdrawals at an ATM.
Bear in mind that when you make a cash advance, you will incur other costs in addition to the American Express Platinum card cash advance fee. There’s a separate cash advance APR that applies immediately after you complete the transaction. The ATM owner may also impose additional charges.
You can get an American Express cash advance at participating ATMs, up to the card's available cash advance limit. To start, call American Express customer service at (800) 227-4669 to request a cash advance PIN. Once you have your PIN, simply insert the card into a participating ATM, type in your PIN, and select “Cash Advance.” Then enter the amount of cash you want to withdraw.
You might get your American Express Platinum card annual fee waived if you are calling the Amex retention line at (800) 452-3945, but it is not guaranteed that it will work. Alternatively, you should consider applying for the Amex financial relief program.
Here’s how to get the American Express Platinum card annual fee waived:
Call the retention line: You can ask Amex to waive the annual fee by calling (800) 452-3945. However, it’s important to understand that this approach may...
A credit card cash advance limit is the maximum amount a cardholder can withdraw from the card’s full credit line as a cash advance. Your credit card cash advance limit will be a certain percentage of your whole credit card limit. Some online reports mention that the cash advance limit is usually from 5% to 30% of your credit card limit. Note that this percentage can vary based on the card issuer.
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