How do I apply for the American Express Plum Card? This question is about The Plum Card® from American Express

The easiest way you can apply for the American Express Plum Card is either online or by phone at (800) 528-4800. Alternatively, you can respond to a mail offer. Here’s how to apply for the Plum Card Online: To apply for the Plum Card online, click the “Apply Now” button, then enter the requested personal and financial information, review the card’s terms, and submit the application. Phone: To apply over the phone, call American Express at (800) 528-4800. Say “apply” when prompted. Then, you will be connected with an American Express representative who will help you fill out your application. Respond to a mail offer: To respond to a mail offer, visit the dedicated web page. Another option would be to fill out the application and mail it back in the addressed, postage-paid envelope that came with the offer. Once you apply for the Plum Card, you will likely get an instant decision, though it could take a few days or even a few weeks to hear back in some cases. If your application is approved, you should receive your card in the mail within 7 to 10 business days. And if you don’t hear back right away, you can check your application status online anytime.

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How do I apply for the American Express Plum Card?

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This question is about The Plum Card® from American Express

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Brianne Larch, WalletHub Credit Card Analyst

@BrianneLarch • 01/12/22 This answer was first published on 01/05/22 and it was last updated on 01/12/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The easiest way you can apply for the American Express Plum Card is either online or by phone at (800) 528-4800. Alternatively, you can respond to a mail offer.

Here’s how to apply for the Plum Card

Online: To apply for the Plum Card online, click the “Apply Now” button, then enter the requested personal and financial information, review the card’s terms, and submit the application.
Phone: To apply over the phone, call American Express at (800) 528-4800. Say “apply” when prompted. Then, you will be connected with an American Express representative who will help you fill out your application.
Respond to a mail offer: To respond to a mail offer, visit the dedicated web page. Another option would be to fill out the application and mail it back in the addressed, postage-paid envelope that came with the offer.

Once you apply for the Plum Card, you will likely get an instant decision, though it could take a few days or even a few weeks to hear back in some cases. If your application is approved, you should receive your card in the mail within 7 to 10 business days. And if you don’t hear back right away, you can check your application status online anytime.

Answer Question

What credit bureau does American Express use?

American Express uses all three major credit bureaus (TransUnion, Equifax and Experian) in order to assess your creditworthiness. Credit reports, however, don’t differ that much from bureau to bureau. So, there’s a huge overlap between the contents of each major credit report.

However, make sure all of your reports are in order. Remember that you are entitled to one free report from each of the three major credit bureaus every 12 months. This will provide an opportunity...

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What's the American Express Plum card credit score requirement?

The Plum Card credit score requirement is at least 700. That means you need good credit or better for a decent shot at approval.

What you should know about the Plum Card credit score and other approval requirements:

Your personal credit score is taken into consideration. Although Plum Card is a business credit card, you’re personally responsible for paying off balances on this card. As a result, Amex considers your personal credit history (along...

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