Yes, American Express does offer travel insurance. The most common American Express travel insurance benefits are car rental insurance and baggage insurance. Some American Express credit cards also offer trip delay insurance along with trip cancellation and interruption insurance. To be eligible for travel insurance coverage, you’ll need to pay for your travel using your American Express credit card.
American Express Credit Cards with Travel Insurance
Check the guide to benefits that came with your American Express card to see which types of travel insurance are included with your card. The guide will also show coverage amounts and other details on each of your travel insurance benefits.
There are no service charges for using the Amex concierge, as it’s a complimentary benefit. Any purchases required to complete your request are charged to your credit card. Most cardholders report getting their requests completed within a couple of hours or days.
Here are some of the types of requests you can make:
Restaurant reservations
Concert, movies and events tickets
Travel and tour bookings
Gift shopping and delivery
Help planning an event
Research for special requests
Help finding a doctor, lawyer, plumber, handyman, etc.
You’ll likely have more success with some types of requests than others. According to cardholders, if you make a travel booking request, you’ll generally just be referred to Amex Travel. On the other hand, cardholders have found great success when submitting requests for things like concert and event tickets. If given enough notice, the concierge can get tickets the second they go on sale. Even better, when the concierge secures tickets, you don’t have to pay any Ticketmaster service fees.
American Express also states the concierge can be used for personalized gift-shopping. You can provide some basic information about the person you need a gift for, and they’ll do the gifting for you. Requests you make through the concierge will never be shared with anyone, including any authorized users on your card, so you can rest assured no surprises will be ruined.
While there’s not much information regarding the parameters of what requests you can and can’t make, many cardholders said that it mostly depends on who your assigned concierge is from one request to the next. In general, the American Express concierge can be a valuable benefit for those who don’t want to spend time making reservations or gift-shopping.
The best American Express car rental discounts come with The Platinum Card® from American Express car rental benefits. Cardholders get complimentary premium status for Avis, Hertz, and National which entitles them to earn them points that can redeemed for rentals, upgrades, and accessories. Cardholders can enroll in the Avis Preferred, Hertz Gold Plus Rewards, and/or National Car Rental Emerald Club Executive programs through the "Benefits Dashboard" in their ... read full answeronline accounts.
Other American Express rental car offers
Amex Offers: Aside from the premium status benefits that come with the American Express Platinum card, any American Express cardholder can check for available car rental discounts through Amex Offers. You can browse through your offers and see whether any rental discounts are available to you.
International Avis discounts & Upgrades: Amex cardholders can get discounts for international Avis rentals and a complimentary one car class upgrade, subject to availability. The discount is applied to the base rate of an Avis rental pre-booked with an American Express card. To benefit from the complimentary upgrade, download the upgrade voucher and take it with you upon collection of the vehicle. You must book rentals through the Avis World Amex website and pay using your American Express card at the point of booking or collection of the vehicle. Upgrades and discounts are subject to specific terms and conditions, availability and exclude domestic rentals. This offer is valid until 31st December, 2022.
It also never hurts to ask the rental agent what discounts they offer for Amex cardholders. In general, you should avoid going through third-party sites for car rental discounts, since those likely won’t be as reliable.
American Express cards also offer plenty of other complimentary benefits, including rental car insurance.
To receive Amex rental car insurance, be sure to pay for the rental using your Amex card and reject the insurance offered by the rental agency.
Yes, you can use your American Express credit card points to rent a car, as long as you make the reservation beforehand. You can choose your rental’s location and date via Amex’s Pay with Points portal. After selecting your preferred rental car, choose “Use only points” or “Use points + card” at checkout.... read full answer
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