You'll have to be invited by American Express to get an Amex Black Card application. And to get an invitation, you have to spend (and pay off) a lot of money in a year on American Express credit cards.
It's hard to say who gets one and who doesn't, but the application process is different than nearly every other consumer credit card. Unfortunately, we can’t give many specifics, as the Amex Black Card is quite secretive.
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