Yes, you can upgrade your American Express Blue Business Cash™ Card to a better offer as long as you’ve had the card for at least 14 months, and you will have the best odds if your credit score and income have gone up since you applied. To see if your Amex Blue Business Cash card qualifies for an upgrade, call customer service at 1 (800) 528-4800. American Express also periodically sends targeted upgrade offers to existing cardholders in their online account.
Amex Blue Business Cash Card Upgrade: What You Should Know
The account should be open for at least 14 months before requesting an upgrade.
American Express only allows upgrades to cards within the same card family. For example, you cannot upgrade from Amex Blue Business Cash to a business card or co-branded card.
If you upgrade to a American Express card with an annual fee, the charge will appear on the new card’s first monthly statement.
You will not be eligible for any initial bonus offers or introductory 0% APR offers associated with the new card, unless they’re included as part of the upgrade offer.
Amex Blue Business Cash card upgrades do not require a hard inquiry on your credit report, so there’s no effect on your credit score.
An Amex Blue Business Cash card upgrade typically takes just a few minutes. If you are approved, you should receive your card within 7-10 days from the approval date. Your card number won’t change, but you will receive a new card with an updated expiration date and security code.
You can use your old card until the new one arrives, and it will have all the benefits of the new card as soon as the upgrade is complete. Your current credit limit and APR will carry over to the new card, as will any unredeemed rewards, unless stated differently in the upgrade terms.
Include your card number on your payment to avoid any processing delays.
Allow enough time for American Express to receive your payment on or before the due date, or it will be considered late.
Card payments by mail take the longest to process of all the available payment methods. Alternatively, you can submit a payment from your online account, through the American Express mobile app, or by calling customer service at 1-800-472-9297. American Express also allows in-person payments at local American Express branches.
The American Express Blue Business Cash™ Card no longer offers price protection. American Express discontinued the price protection benefit, which provided coverage up to $250 per item and $1,000 per year, for the Amex Blue Business Cash card in 2002. Prior to that, if a cardholder purchased an eligible item with the Amex Blue Business Cash card and any retailer reduced the price of the item within the next 30 days, American Express would have refunded the difference between the purchase price and the sale price.… read full answer
The Amex Blue Business Cash card’s lack of price protection is not uncommon these days, as more and more cards have dropped the benefit. Recent advances in price-tracking technology have led to a dramatic increase in price protection claims, making the benefit too expensive for issuers to sustain.
To log in to your American Express Blue Business Cash™ Card account, go to the login page on the American Express website or mobile app and enter your username and password in the appropriate fields. Then, click the “Log In” to access your online account. If you don’t already have an account, you will need to start by clicking “Create New Online Account” in order to set up a username and password.… read full answer
How to Log in to a Amex Blue Business Cash Account
Register your Amex Blue Business Cash for online account access. Click “Create New Online Account” and enter your card number and 4-digit card ID to verify your card account.
Choose your Amex Blue Business Cash username and password. The username must be between 5 and 20 characters, including special characters, but no spaces. The password must contain from 8 to 20 characters and have at least one letter and one number. The password is not case sensitive and may contain special characters.
Log in with your new Amex Blue Business Cash credentials. From the login page on the American Express website or mobile app, fill out the User ID and Password fields using your new credentials, and click “Log In” to access your account.
After you have signed up and logged in, you’ll be able to manage your Amex Blue Business Cash account online. You can pay your card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.
If you forget your login information, click “Forgot User ID or Password?” on the American Express login page. Then, just follow the prompts to reset or retrieve your username or password.
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