Amex Blue Cash Everyday credit limits are $1,000 to $13,500, based on cardholder reports. But American Express does not disclose an official minimum or maximum Blue Cash Everyday limit. Instead, they set credit limits on a case-by-case basis, using an applicant’s credit history, income, debt, etc.
You won’t know your Blue Cash Everyday credit limit until you’re approved. If you don’t receive your desired credit limit, you can request a credit limit increase after your account has been open for 60 days. Or, you can reject the offer and not open the account.
You can always look into getting a different credit card. The Blue Cash Preferred card has offered starting credit limits as low as $1,000, reportedly, but the majority of cardholders report initial limits of $5,000 up to $20,000. Keep in mind, though, that each application will temporarily bring down your credit score.
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