To request an Amex Blue Cash Everyday credit limit increase, log in to your Amex account online or call American Express at 1-800-528-4800 and follow the prompts to speak to a representative. Blue Cash cardholders become eligible for a credit line increase 60 days after opening an account, but it’s best to wait to request an increase until there are at least 6 months of consecutive on-time payments on the account.
Here’s how to get an Amex Blue Cash Everyday credit limit increase online:
Log in to your Amex account.
Click on “Account Services.”
Select “Credit Management.”
Click “Increase Line of Credit.”
Put in the 4-digit security code from your card.
Type in your requested credit limit and annual income.
Submit your request.
Requesting an Amex Blue Cash Everyday credit limit increase by phone requires the same information. Either way you make the request, Amex will typically use a soft pull of your credit, so it will not impact your credit score.
If your limit increase request is accepted, you will need to wait 6 months to request another one, according to representatives. You’ll need to wait 90 days after a denial before making a new request. It’s also possible Amex could automatically increase your Amex Blue Cash Everyday credit limit without you asking. But that’s not guaranteed, so if you want an increase, it’s probably better to ask.
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