Which is better: Blue Cash Preferred or the Student Blue card? This question is about the Blue Cash Preferred® Card from American Express

The Blue Cash Preferred is the better credit card. It is a rewards card, unlike the Student Blue Card, offering: $250 initial bonus for purchases of at least $3,000 in the first 6 months of account opening 6% cash back for the first $6,000 spent at U.S. supermarkets each year 6% unlimited cash back for select U.S. streaming services 3% cash back for gas and transit expenses 1% cash back for other purchases Though this is an excellent cash back card, it charges a $0 intro 1st yr, $95 after annual fee and is only available for people with good or excellent credit. In any case, since the Student Blue card has been discontinued for years now, there really is no comparison. It's not the best choice for carrying a balance, since its purchase intro APR of 0% lasts for 12 months, while similar cards offer longer intro APR periods without an annual fee.

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Which is better: Blue Cash Preferred or the Student Blue card?

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This question is about the Blue Cash Preferred® Card from American Express

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Doyle Gutierrez, Member

@doyle_gutierrez • 10/09/20 This answer was first published on 09/02/20 and it was last updated on 10/09/20.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Blue Cash Preferred is the better credit card.

It is a rewards card, unlike the Student Blue Card, offering:

$250 initial bonus for purchases of at least $3,000 in the first 6 months of account opening
6% cash back for the first $6,000 spent at U.S. supermarkets each year
6% unlimited cash back for select U.S. streaming services
3% cash back for gas and transit expenses
1% cash back for other purchases

Though this is an excellent cash back card, it charges a $0 intro 1st yr, $95 after annual fee and is only available for people with good or excellent credit. In any case, since the Student Blue card has been discontinued for years now, there really is no comparison.

It's not the best choice for carrying a balance, since its purchase intro APR of 0% lasts for 12 months, while similar cards offer longer intro APR periods without an annual fee.

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