The Blue Cash Preferred is the better credit card.
It is a rewards card, unlike the Student Blue Card, offering:
$250 initial bonus for purchases of at least $3,000 in the first 6 months of account opening
6% cash back for the first $6,000 spent at U.S. supermarkets each year
6% unlimited cash back for select U.S. streaming services
3% cash back for gas and transit expenses
1% cash back for other purchases
Though this is an excellent cash back card, it charges a $0 intro 1st yr, $95 after annual fee and is only available for people with good or excellent credit. In any case, since the Student Blue card has been discontinued for years now, there really is no comparison.
It's not the best choice for carrying a balance, since its purchase intro APR of 0% lasts for 12 months, while similar cards offer longer intro APR periods without an annual fee.
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