Marshall Jamieson, WalletHub Finance Consultant
@bergman77
Some of the top American Express Business Gold card benefits include an initial bonus of 70,000 points for spending $10,000 within 3 months and 4 points per $1 in the two select categories with the most spending (up to $150,000 per year combined) and 1 point on all other purchases . There are lots of other items on the American Express Business Gold card benefits list too, including a 0% foreign transaction fee.
Here are the American Express Business Gold card benefits:
- Initial Bonus: 70,000 points for spending $10,000 within 3 months.
- Ongoing Rewards: 4 points per $1 in the two select categories with the most spending (up to $150,000 per year combined) and 1 point on all other purchases.
- 0% foreign transaction fee
- Insurance: baggage insurance, trip delay insurance, car rental insurance, extended warranty, and purchase protection.
- Other perks: a 25% rebate on points redeemed for airfare through Amex travel (up to 250,000 points back per year, and the freedom to transfer points to leading airline and hotel partners’ loyalty programs.
American Express Business Gold card benefits are a good deal if you spend a lot on business travel. All of these perks aren’t free, though. There’s a $295 annual fee to contend with. So, whether the card is worthwhile depends on your ability to get at least that much value from American Express Business Gold card’s benefits each year.
Insurance benefits disclosure: Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Trip Delay Insurance is underwritten by New Hampshire Insurance Company, an AIG Company. Other types of insurance mentioned here - underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

American Express® Business Gold Card
Tom Philips, Member
@tomphilips65
One of the American Express Business Gold card benefits people fail to mention is baggage insurance — you will receive up to $1,250 worth of insurance for lost or delayed checked bags. My baggage was lost just last week.
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