Some of the top Amex Business Gold benefits include an initial bonus of 35,000 points, 4 points per $1 spent in 2 bonus categories, and a 0% foreign transaction fee. There are lots of other items on the Business Gold benefits list too. Among them are baggage insurance of up to $1,250 per person per trip, a 25% rebate on points redeemed for airfare through Amex travel, and the freedom to transfer points to nearly 25 airline and hotel partners’ loyalty programs.
Other Amex Business Gold perks include trip delay insurance, car rental insurance, a 1-year extended warranty on products purchased with the card, and purchase protection of $1,000 per item ($50,000 per year). That last benefit covers you for purchased items that are damaged or stolen within 90 days.
Amex Business Gold benefits are a good deal if you spend a lot on business travel. All of these perks aren’t free, though. There’s a $295 annual fee to contend with. So whether the card is worthwhile depends on your ability to get at least that much value from Amex Business Gold’s benefits each year.