Can I still earn the Amex Business Platinum 150k bonus?

The top American Express Business Platinum card travel benefits include 5 points / $1 spent on flights and hotels booked through the Amex Travel site. You also get a 35% points bonus when you use points to pay for flights. Plus, you get access to airport lounges around the globe.

Those are the some of the most notable benefits, but since American Express Business Platinum card is built for frequent travelers, there are several more.... read full answer

Here are the top American Express Business Platinum card travel perks:

• Rewards: You earn 5 points per $1 spent on flights and prepaid hotels on amextravel.com, 1.5 points per $1 on U.S. construction material and hardware, U.S. electronic goods, U.S. shipping as well as on purchases of $5,000 or more (up to $2 million of these purchases per year combined), and 1 point per $1 on all other purchases. New card members get 120,000 points for spending $15,000 within 3 months.
• 35% airline bonus: When you use you points to book first class or business class flights at amextravel.com, you get 35% of them back. The limit is 1 million points refunded per year.
• Airport lounges: American Express Business Platinum card members get free entry to 1,300+ airport lounges all over the world.
• Trip cancellation and interruption insurance: Eligible unexpected events that cause the cancellation or interruption of a trip paid for with your American Express Business Platinum card. For coverage details, select your card on Amex’s dedicated web page.
• Rental car insurance: You’re covered for theft or damage (up to the value of the car), as long as you pay with your American Express Business Platinum card and decline the rental company’s insurance. You can view more details about coverage by selecting your card on Amex’s dedicated web page.
• $200 airline fee credit: Amex will reimburse you up to $200 a year for charges like baggage fees and in-flight food and drink. This benefit can only be applied to one airline per year.
• TSA Pre-check or Global Entry credit: If you’re accepted, Amex will cover your membership in TSA PreCheck or Global Entry.
• 0% foreign transaction fees: 0% extra fees when you make purchases in another country or online, through an internationally based merchant.

The American Express Business Platinum card travel benefits offer you peace of mind and comfort while traveling. And you get rewarded for booking through the right channels. So, the card’s a contender if you spend a lot of time in airport lounges and hotels.

American Express points are worth 0.67 cents per point, on average. The value of American Express points depends on how you choose to redeem the points. For example, points from American Express are worth up to 0.77 cents each when redeemed for travel through the Membership Rewards program, and they are worth 0.6 cents each when redeemed for cash back. ... read full answer

American Express Points Worth by Redemption Method

Popular American Express Cards

• American Express® Gold Card
• The Platinum Card® from American Express
• American Express® Green Card
• American Express® Business Gold Card
• The Blue Business® Plus Credit Card from American Express
• The Business Platinum Card® from American Express

Tips for Maximizing the Value of American Express Points

Redeem Points for Travel.

American Express points are worth the most when redeemed for travel.

Redeem American Express points regularly.

American Express points do not expire due to account inactivity, but stockpiling points does put you at risk of rewards devaluation. Plus, you won't get to enjoy the fruits of your spending if you don't redeem.

Keep your account in good standing.

If American Express closes your account because of a failure to pay the bill or fraudulent activity, you'll lose any unredeemed points you have saved. And if you pay late, you might have to pay a fee to get back the points from that billing period.

Redeem before closing your account.

Any points you don't redeem before closing your account will be lost, unless you keep another American Express credit card account open.

The American Express Business Platinum is worth it for frequent business travelers who like luxury and don't mind paying for it. It requires good or excellent credit for approval, has a $695 annual fee, and it offers:

• 120,000 points initial bonus for purchases of at least $15,000 in the first 3 months of account opening... read full answer
• 5 points/$1 spent on airfare and prepaid hotel reservations booked on AmexTravel.com
• 1 point/$1 spent on everything else
• Access to more than 1,000 airport lounges in over 120 countries
• Up to $200 in statement credits for incidental fees charged by your chosen airline/year
• Free TSA PreCheck or Global Entry
• Automatic Gold status in the Hilton and Marriott loyalty programs
• Up to $100 in statement credits for U.S. Dell purchases twice a year
• 0% foreign transaction fee

The Amex Business Platinum is a hybrid card, with a no pre-set spending limit. This means that your credit limit will constantly change based on your spending habits, payment and credit history or financial resources. Also, it won't allow you to carry a balance, you'll need to pay your bill in full at the end of each billing cycle.