To check for American Express Cash Magnet pre-approval, first go to the Amex pre-approval page. Then, enter your name, your home address, the last 4 digits of your Social Security number and your annual income. Lastly, click “View My Card Offers.” After a few seconds, you should see a list of credit cards for which you are pre-qualified, which may include Amex Cash Magnet. Pre-qualification indicates that you’re very likely to get approved for a card, but it’s not a 100% certainty.
The best part about checking for Amex Cash Magnet pre-approval is that it only uses a soft pull of your credit. That means that it won’t impact your credit score at all. But if you choose to submit an application afterward, Amex will do a hard pull, which will cause a temporary drop in your credit score of a few points.
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