There are four ways to get one of Amex’s contactless cards: By applying for any American Express credit card, by requesting an updated, contactless-enabled card either online, or by calling the number on the back of your card. Alternatively, you can wait until Amex replaces your current credit card with a contactless card. Since July 2019, all newly-issued and replacement Amex credit cards have been contactless-enabled.
Contactless credit cards let you skip the card swipe or chip “dip” at the cash register in favor of a “tap” – just tap your card on the payment terminal and you’re done. You can use your Amex contactless card at any terminal that accepts contactless payments. And it has the same security level as EMV chip cards, so it’s still more secure than swiping a card.
You can easily check to see if your card has contactless payments enabled by looking for the contactless symbol on the front or back (it looks like a Wi-Fi symbol turned sideways). The same symbol on the payment terminal indicates that it accepts contactless payments.
You can get a Bank of America contactless card simply by requesting a replacement either online or by calling their customer service at (800) 421-2110. More specifically:
If you choose to make an online request, sign in to your online banking account and select “Order a new or replacement card.” Your new card will be mailed to you in the next 7-10 days, and it will feature contactless technology.… read full answer
If you prefer to request a contactless card over the phone, you can do that through Bank of America’s customer service line at (800) 421-2110. But be sure to have your account number or your Social Security Number handy before calling them.
If you don’t already have a Bank of America credit card and you are planning to apply for one, rest assured that your new card will automatically have the contactless capability.
You can get a Chase contactless card by applying for any of Chase’s 20+ contactless credit cards, which they list separately on their website. All newly-issued “Chase” credit cards and Chase debit cards have allowed contactless payments since January 2019. A handful of their co-branded credit cards do, too. The list of non-contactless credit cards currently issued by Chase is pretty short and only includes cards co-branded with companies like Disney and IHG.… read full answer
If you have a Chase credit card that recently expired, it’s likely you already have contactless payments enabled on your replacement card. Eligible Chase credit cards that expired in 2019 were automatically replaced with contactless cards. And Chase began doing the same with debit cards in the second half of 2019. Eventually, Chase aims for all its credit and debit cards to be contactless.
Existing cardholders can also convert their eligible Chase credit card or debit card to a contactless version by submitting a request while logged in on the Chase card replacement page.
Here’s how contactless payments work:
Contactless payments, also called tap-to-pay, let a cardholder simply tap a payment terminal to complete a transaction rather than inserting or swiping the card. To see if your Chase card has contactless payments enabled, just look on the card itself. Contactless Chase cards have the “Contactless Indicator” symbol on the front or back – it looks like a sideways Wi-Fi symbol.
Chase was one of the first major card issuers to make a major effort toward contactless payment capability (and building consumer awareness about it) in the U.S. In fact, Chase was developing their contactless cards – formerly called “blink” cards – as early as 2006. Chase and Visa have also teamed up for a marketing campaign using NFL players and celebrities – such as Saquan Barkley of the New York Giants and model Chanel Iman – to get people used to the idea of tapping to pay.
Capital One adopted contactless cards sooner than most other major card issuers, though many are now catching up and incorporating the technology. Contactless cards let cardholders make a transaction without “dipping” or swiping a credit card - all you have to do is tap your card on a terminal. Sometimes, card issuers call this feature “tap to pay.” This relatively new-to-the-U.S. payment method is just as safe as paying with an EMV chip card.
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