How can I get an Amex Delta Platinum Business Credit Card cash advance? This question is about the Delta SkyMiles® Platinum Business American Express Card

To get an Amex Delta Platinum Business Credit Card cash advance: Call American Express customer service at 1 (800) 528-4800 and request a PIN, if you don’t already have one. Insert the credit card at an ATM and enter the PIN. Select the cash advance option on the ATM screen. Enter the amount you’d like to withdraw. Withdraw the cash and remove the credit card from the ATM. Before you take out an Amex Delta Platinum Business Credit Card cash advance, it’s important to note that it is a very expensive transaction. For starters, there’s a cash advance fee of 3% (min $5). There’s also a separate cash advance APR of 29.99% (V) that applies as soon as you withdraw the cash. There may be ATM-owner fees, too.

Ad Disclosure Ad Disclosure

How can I get an Amex Delta Platinum Business Credit Card cash advance?

Answer Question Report Abuse

This question is about the Delta SkyMiles® Platinum Business American Express Card

see this user

Chip Lupo, Credit Card Writer

@CLoop • 01/20/23 This answer was first published on 01/20/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

To get an Amex Delta Platinum Business Credit Card cash advance:

Call American Express customer service at 1 (800) 528-4800 and request a PIN, if you don’t already have one.
Insert the credit card at an ATM and enter the PIN.
Select the cash advance option on the ATM screen.
Enter the amount you’d like to withdraw.
Withdraw the cash and remove the credit card from the ATM.

Before you take out an Amex Delta Platinum Business Credit Card cash advance, it’s important to note that it is a very expensive transaction. For starters, there’s a cash advance fee of 3% (min $5). There’s also a separate cash advance APR of 29.99% (V) that applies as soon as you withdraw the cash. There may be ATM-owner fees, too.

Answer Question

What credit cards can I get with no cash advance fees and a low APR?

There are very few credit cards that have no cash advance fees and low APRs, the best of which is the PenFed Platinum Rewards card. This card has a 0% cash advance fee and a cash advance APR of 17.99%. The regular APR is 17.99% (V). In addition, the card also offers 1 - 5 points per $1 on purchases.... read full answer

Here are some good credit cards with no cash advance fees and low APRs:

Overall PenFed Platinum Rewards Visa Signature® CardPenFed Platinum Rewards Visa Signature® CardLearn MoreLearn Moreon issuer's website
No minimum deposit required Chime Credit CardChime Credit CardLearn MoreLearn More
Secured DCU Visa® Platinum Secured Credit CardDCU Visa® Platinum Secured Credit CardLearn MoreLearn More

It is worth noting that every time you use your card at an ATM, you'll probably be charged with an ATM fee. Plus, there's no grace period on interest, so it starts accruing immediately. That's why you should avoid cash advances, unless it’s absolutely necessary.

However, there are plenty of credit cards that offer low APRs. The best low interest credit cards you can get are the Chase Freedom Unlimited and the Wells Fargo Reflect, but a credit score of at least 700 is required for approval.

show less

How do I get a Delta Platinum companion pass?

What's the best cash advance credit card?

The best cash advance credit card is the PenFed Platinum Rewards Visa Signature® Card because it has a 0% cash advance fee and a low cash advance APR: 17.99%. All PenFed cards have 0% cash advance fees and fairly low cash advance APRs. But this is very uncommon for other issuers. Cash advance fees are typically 3%-5%, and cash advance interest rates are usually over 20%.... read full answer

Unfortunately, no credit card offers free cash advances. All credit cards charge interest on cash advances, at least. And that interest always starts accruing the moment you take out the advance. But if you get a card with no fee and pay off the balance right after doing a cash advance, you shouldn’t have to deal with much in the way of extra costs.

Best Cash Advance Credit Cards in 2023

Gas Purchases: PenFed Platinum Rewards Visa Signature® CardPenFed Platinum Rewards Visa Signature® CardLearn MoreLearn Moreon issuer's website

Offers 0% cash advance fee. 17.99% cash advance APR. $0 annual fee. Requires good credit.

Cash Back on Purchases: PenFed Power Cash Rewards Visa Signature® CardPenFed Power Cash Rewards Visa Signature® CardLearn MoreLearn Moreon issuer's website

Offers 0% cash advance fee. 17.99% cash advance APR. $0 annual fee. Requires good credit.

Low Interest: DCU Visa® Platinum Rewards Credit CardDCU Visa® Platinum Rewards Credit CardLearn MoreLearn More

Offers 0% cash advance fee. 15.75% - 18% (V) cash advance APR. $0 annual fee. Requires excellent credit.

Bad Credit: DCU Visa® Platinum Secured Credit CardDCU Visa® Platinum Secured Credit CardLearn MoreLearn More

Offers 0% cash advance fee. 16% (V) cash advance APR. $500 minimum security deposit. $0 annual fee. Bad credit accepted.

Initial Bonus: PNC Premier Traveler® Visa Signature Credit CardPNC Premier Traveler® Visa Signature Credit CardLearn MoreLearn More

Offers $5 cash advance fee. 20.24% (V) cash advance APR. $85 annual fee, waived the first year. Requires excellent credit.

Balance Transfer: Simmons Bank Visa®Simmons Bank Visa®Learn MoreLearn More

Offers 3% (min $4) cash advance fee. 18.75% - 26.75% (V) cash advance APR. $0 annual fee. Requires excellent credit.

Some of the best cash advance credit cards also offer some excellent rewards. For example, the PNC Premier Traveler® Visa Signature Credit Card offers 30,000 miles for spending $3,000 in the first 3 months. And it gives 2 miles / $1 on all purchases.

show less

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.