The Delta SkyMiles® Platinum American Express Card does not offer price protection. The Amex Delta Platinum card’s lack of a price protection benefit is not uncommon these days, as more and more credit cards have dropped this perk. Recent advances in price-tracking technology have led to a dramatic increase in price protection claims, making the benefit too expensive for some issuers to sustain.
In general, credit card price protection allows cardholders to receive a refund for the difference between an item’s original purchase price and a lower price advertised within the following 60 to 120 days. Coverage amounts and excluded items vary, depending on the credit card issuer.
The Amex Delta Platinum annual fee is $250. The fee is offset by a Delta companion certificate, offered each year when you renew your membership and pay the annual fee. Amex Delta Platinum also earns you 50,000 miles and 5,000 Medallion Qualification Miles after spending $2,000 in the first 3 months, which more than makes up for the cost of the annual fee.
But you need more context to decide whether the fee is worth it for you. In particular, you need to take a deeper look at the card’s rewards, as well as the alternatives.… read full answer
Here’s what you need to know about the Amex Delta Platinum annual fee:
You get a companion certificate every year when you renew your Amex Delta Platinum membership by paying the annual fee. You can use it on round-trip Main Cabin domestic flights.
Amex Delta Platinum offers 3 miles per $1 spent with Delta, 3 miles per $1 on purchases made directly with hotels, 2 miles per $1 at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets, as well as 1 mile per $1 on all other purchases. You also get perks like a Delta companion certificate every year when you renew your membership, free Sky Club access, and a free checked bag on Delta flights.
The Amex Delta Platinum annual fee is $250. The perks you get with the SkyMiles membership and the card’s initial bonus offer of 50,000 miles could make the annual fee worth it as long as you meet its spending requirements, and fly Delta enough. Otherwise, you could consider getting an airline credit card with no annual fee.
The Amex Delta Platinum Card exchange rate is American Express’s exchange rate on the date you make an international purchase. American Express exchange rates change on a daily basis, but they do not make their exchange rate public.
While credit card exchange rates normally also include foreign transaction fees, the Amex Delta Platinum Card does not charge foreign fees. This means the Amex Delta Platinum Card will save cardholders 1.49% on purchases with international merchants, compared to the average credit card offer. As long as cardholders avoid … read full answerdynamic currency conversion, the exchange rates they’ll pay on international spending with this card will be much lower than those they’d get from converting cash with banks, credit unions, or airport currency exchange services.
No, the Amex Delta Platinum Card does not have a 0% APR intro period for new purchases. If you’re planning on making a large upcoming purchase and you don’t anticipate paying off the balance for a few months, the Amex Delta Platinum Card is not a great credit card to use.
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