Clark Newton, WalletHub Credit Card Advisor
Your Amex EveryDay approval odds are decent, if you have a 700+ credit score. This means that you need at least good credit to have even a hope of qualifying.
But the issuer will also take into account various other factors while considering your application. Your credit history, income and any debts you might have will determine the outcome, too.
However, American Express lets you check for pre-approved offers on their website. Pre-approval means a strong chance of a successful application, and checking won’t hurt your credit score.
Here’s what you need to know about your Amex EveryDay approval odds:
- The Amex EveryDay requires a 700+ credit score. So, you need at least good credit to qualify for this card.
- You can check your latest credit score for free on WalletHub and get daily updates.
- You can improve your credit score by paying down debt, paying your bills on time, and using less of your available credit.
- Keep in mind that while credit history is extremely important, it isn’t the only factor. Your income and other debts also play a role in approval.
So, to have a good chance at Amex EveryDay approval, you’ll need a 700+ credit score and the ability to afford a new line of credit. If that doesn’t describe you right now, you could consult WalletHub’s personalized credit advice.
The Amex EveryDay® Credit Card from American Express
Just got approved with 687, so give it a go if you're close to that.
Carl Blake, Member
Sorry to break it to you, but it's higly unlikely you'll get approved for it.
Everyday's got a 700 requirement, so with 591 you most likely will be rejected and just add a new hard inquiry on your file, lowering your score further.
If you're focused on rebuilding your credit, I'd say go for a secured card: they rarely turn people down, and you can build your score just fine with them.
People also ask
Good if you have a score over 700ish. The thing is the better your score, the higher your credit limit. Make sure to check your credit score in advance before applying. Good luck!
Did we answer your question?