What is the Amex Everyday bonus for signing up?

The easiest way to apply for the Amex EveryDay is online. You will need to provide personal details such as your full name, address, Social Security number (SSN), phone number, along with some other financial information like your annual income and source of income. There are several other application options at your disposal.… read full answer

How to apply for the Amex EveryDay:

• Online: Simply visit the Amex EveryDay web page and click "Apply Now".
• Respond to an invitation: If you have a mail offer, fill out the application form you received and mail it back in the addressed, postage-paid envelope that came with the offer. Alternatively, you can visit the Amex dedicated web page to respond to your offer.
• By Phone: Simply call (888) 297-1244 and follow the voice prompts to speak to a customer service representative. They’re available from 6 a.m. to 2 a.m ET, 7 days a week.

You can also check online to see if you prequalify for the Amex EveryDay or other offers. Unlike an actual application, pre-qualification is based on a soft inquiry on your credit report and does not affect your credit score. If you decide to apply by responding to an offer from Amex, your application will be flagged accordingly. Just keep in mind that pre-qualification indicates that you have good odds of approval, but it does not guarantee it.

Amex EveryDay requires good or better (a credit score of 700+) to get approved. If you don’t know where you stand, you can check your score for free, right here on WalletHub.

The Amex EveryDay credit score requirement is 700 or higher. In other words, you need good credit or better to get the Amex EveryDay. Some people think good credit starts with a score of 660, and it may work out that way in some situations, but WalletHub has found that people with a 700+ credit score have way higher approval odds for credit cards that require good credit or better. You can … read full answercheck your latest credit score for free on WalletHub.

A majority of American consumers have good or excellent credit, but if you don’t fall into that range, don’t stress. There are steps you can take to improve your credit and several alternative offers to investigate in the meantime.

Amex EveryDay Credit Score Key Info

• For a realistic chance at getting the Amex EveryDay, you need a credit score of 700, at a minimum. That means you need good credit or better for approval. If you want to know where you stand, you can check you score for free and if needed, consider steps you can take to improve it.
• If you don’t have the credit score needed for Amex EveryDay, you can still get a credit card. It won’t be an Amex because all American Express credit cards require at least good credit for approval. But there are plenty of options for people with fair, limited or bad credit from other credit card companies.
• Your credit score isn’t the only thing that will affect your ability to get Amex EveryDay. Your total income and how much you already owe is also particularly important.

So you can consider the Amex EveryDay’s credit score requirement to be 700+. But if you don’t meet the grade, there are other rewards cards with easier approval requirements. And if your credit really needs rebuilding, a secured card is the way to go.